Michigan Compiled Laws

Mich. Comp. Laws § 500.128 (2026)

Additional exceptions.

✓ current as of July 2026
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THE INSURANCE CODE OF 1956


Act 218 of 1956


500.128 Additional exceptions.

Sec. 128.

    This code shall not apply to:

    (a) Nonprofit organizations of a purely philanthropic or social character, which may issue protection for the benefit of their members in amounts not to exceed $150.00 death benefit or $6.00 per week sickness or accident benefit upon compliance with provisions of the nonprofit corporation act, Act No. 162 of the Public Acts of 1982, being sections 450.2101 to 450.3192 of the Michigan Compiled Laws, and with the further and additional requirements that commissions or fees shall not be charged in such transactions, nor shall these organizations be formed or operated principally or primarily for the purpose of issuing such policies or contracts of insurance.

    (b) Organizations legally operating under exceptions to the application of the insurance code in force and effect heretofore, provided these organizations shall notify the commissioner of their intention to so continue, and shall furnish with that notice satisfactory proof of their eligibility under said exceptions. The commissioner shall not be required to accept any notice filed later than December 31, 1945.

    (c) Those fraternal and other societies, orders, associations, and organizations exempted pursuant to section 8199, exempted fraternal societies and other organizations, but subject to the provisions of section 8199.

    (d) Voluntary associations of employees which provide death, accident, or sickness benefits to persons employed by the same employer.

    (e) The Mennonite aid association of Indiana and Michigan.

History: 1956, Act 218, Eff. Jan. 1, 1957 ;-- Am. 1986, Act 318, Eff. June 1, 1987 ;-- Am. 1990, Act 1, Eff. Apr. 1, 1990

PopularName Notes:

Act 218

PopularName Notes:

Essential Insurance
Notes of Decisions
Cited in 1 case, 1988–1988 · leading case: Udell v. Georgie Boy Mfg., Inc, 435 N.W.2d 413 (Mich. Ct. App. 1988).
Udell v. Georgie Boy Mfg., Inc, 435 N.W.2d 413 (Mich. Ct. App. 1988). · cites it 6× “, (2) the Georgie Boy Manufacturing Trust is not engaged in the insurance business and, therefore, not governed by the provisions of the Michigan Insurance Code, and (3) the trust is a "voluntary association of employees" and, therefore, exempt from the Insurance Code pursuant…”
— Mich. Comp. Laws § 500.128(d) — 1 case
Udell v. Georgie Boy Mfg., Inc, 435 N.W.2d 413 (Mich. Ct. App. 1988). “, (2) the Georgie Boy Manufacturing Trust is not engaged in the insurance business and, therefore, not governed by the provisions of the Michigan Insurance Code, and (3) the trust is a "voluntary association of employees" and, therefore, exempt from the Insurance Code pursuant…”
Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.