Michigan Compiled Laws

Mich. Comp. Laws § 500.2002 (2026)

Purpose of act.

✓ current as of July 2026
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THE INSURANCE CODE OF 1956


Act 218 of 1956


500.2002 Purpose of act.

Sec. 2002.

    The purpose of this uniform trade practices act is to regulate trade practices in the business of insurance in accordance with the intent of congress as expressed in the act of congress of March 9, 1945 (Public Law 15, 79th Congress as amended), by defining, or by providing for the determination of (under standards or procedures herein prescribed), all such practices in this state which constitute unfair methods of competition or unfair or deceptive acts or practices, and by prohibiting the trade practices so defined or determined.

History: 1956, Act 218, Eff. Jan. 1, 1957

PopularName Notes:

Act 218
Notes of Decisions
Cited in 3 cases, 1986–1992 · leading case: Kassab v. Michigan Basic Prop. Ins., 491 N.W.2d 545 (Mich. 1992).
Kassab v. Michigan Basic Prop. Ins., 491 N.W.2d 545 (Mich. 1992). · cites it 2× “[MCL 500.2002; MSA 24.12002.] UTPA, ž 2027(a) prohibits an insurer from refusing to insure because of race, color, creed, marital status, sex or national origin.”
Bell v. League Life Ins., 387 N.W.2d 154 (Mich. Ct. App. 1986). “MCL 500.2002; MSA 24.12002. Section 2019 defines unfair practices in life insurance as: "Making or permitting any unfair discrimination between individuals of the same class and equal expectation of life in the rates charged for any contract of life insurance or of life annuity…”
Am. Cmty. Mut. Ins. v. Comm'r of Ins., 491 N.W.2d 597 (Mich. Ct. App. 1992). “, a part of the Insurance Code, has as its purpose the regulation of the insurance industry, MCL 500.2002; MSA 24.12002. In general, unfair trade practices, as defined in the Uniform Trade Practices Act, are prohibited.”
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