Michigan Compiled Laws

Mich. Comp. Laws § 500.2124 (2026)

Liability for information or statement.

✓ current as of July 2026

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THE INSURANCE CODE OF 1956

Act 218 of 1956

500.2124 Liability for information or statement.

Sec. 2124.

(1) There shall be no civil liability on the part of, and a cause of action of any nature shall not arise against, the commissioner, an insurer, an employee of an insurer, an authorized representative, agent, or employee of the commissioner, or any licensed insurance agent furnishing to an insurer information required pursuant to sections 2122 and 2123 relating to reasons for cancellation, nonrenewal, or declination, for any statement made by them concerning an insured or applicant for insurance.

(2) Subsection (1) shall not apply if a statement made is shown to have been made with gross negligence or in bad faith with malice in fact, and if the statement was made under any of the following circumstances:

(a) In a written notice of cancellation, nonrenewal, or declination, or in any other written or oral communication specifying the reason or reasons for cancellation, nonrenewal, or declination.

(b) In a communication providing information pertaining to a cancellation, nonrenewal, or declination.

(c) As a part of statements made or evidence submitted in a court or administrative proceeding, hearing, or informal inquiry in which the cancellation, nonrenewal, or declination to which the statement relates is an issue.

History: Add. 1979, Act 145, Eff. Jan. 1, 1981

PopularName Notes:

Act 218

PopularName Notes:

Essential Insurance

PopularName Notes:

No-Fault Insurance

Notes of Decisions

Cited in 3 cases, 1992–2016 · leading case: Pavlov v. Cmty. Emergency Med. Serv., Inc, 491 N.W.2d 874 (Mich. Ct. App. 1992).

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Pavlov v. Cmty. Emergency Med. Serv., Inc, 491 N.W.2d 874 (Mich. Ct. App. 1992). · cites it 2× “1189(707)(1)(c) (officers of financial institutions); MCL 500.2124(2); MSA 24.12124(2) (automobile insurers, issuance of policies); MCL 500.”

Marks One Car Rental, Inc. v. Auto Club Grp. Ins., 55 F. Supp. 3d 977 (E.D. Mich. 2014). · cites it 2× “In fact, the two sections directly preceding MCL 500.2124 are entitled “Declination of Insurance” (MCL 500.”

Michael E McCartha v. State Farm Fire & Cas. Co. (Mich. Ct. App. 2016). · cites it 6× “Second, plaintiff sought to amend his complaint to add a claim for violation of MCL 500.2124, a provision contained within the Essential Insurance Act, MCL 500.”

— Mich. Comp. Laws § 500.2124(1) — 2 cases

Marks One Car Rental, Inc. v. Auto Club Grp. Ins., 55 F. Supp. 3d 977 (E.D. Mich. 2014). “In fact, the two sections directly preceding MCL 500.2124 are entitled “Declination of Insurance” (MCL 500.”

Michael E McCartha v. State Farm Fire & Cas. Co. (Mich. Ct. App. 2016). “Second, plaintiff sought to amend his complaint to add a claim for violation of MCL 500.2124, a provision contained within the Essential Insurance Act, MCL 500.”

— Mich. Comp. Laws § 500.2124(2) — 1 case

Pavlov v. Cmty. Emergency Med. Serv., Inc, 491 N.W.2d 874 (Mich. Ct. App. 1992). “1189(707)(1)(c) (officers of financial institutions); MCL 500.2124(2); MSA 24.12124(2) (automobile insurers, issuance of policies); MCL 500.”

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