Mich. Comp. Laws » Michigan Compiled Laws / Chapter 500 / Act 218 of 1956
Michigan Compiled Laws

Mich. Comp. Laws § 500.3301 (2026)

Michigan automobile insurance placement facility; purpose; participation.

✓ current as of July 2026
Find cases: SyfertCases citing this section MI-LEGlegislature.mi.gov JustiaChapter on Justia CornellLII Search CasesGoogle Scholar

THE INSURANCE CODE OF 1956


Act 218 of 1956


500.3301 Michigan automobile insurance placement facility; purpose; participation.

Sec. 3301.

    (1)  Every insurer authorized to write automobile insurance in this state shall participate in an organization for the purpose of doing all of the following:

    (a) Providing the guarantee that automobile insurance coverage will be available to any person who is unable to procure that insurance through ordinary methods.

    (b) Preserving to the public the benefits of price competition by encouraging maximum use of the normal private insurance system.

    (2) The organization created under this chapter shall be called the "Michigan automobile insurance placement facility".

History: Add. 1969, Act 346, Eff. Apr. 1, 1970 ;-- Am. 1979, Act 145, Eff. Jan. 1, 1981

PopularName Notes:

Act 218

PopularName Notes:

Essential Insurance
Notes of Decisions
Cited in 21 cases (6 in the last 5 years), 1976–2025 · leading case: Shavers v. Attorney Gen., 267 N.W.2d 72 (Mich. 1978).
Sort: Relevance Newest Treatment
Shavers v. Attorney Gen., 267 N.W.2d 72 (Mich. 1978). · cites it 14× “, and Chapter 33, the "Automobile Placement Facility" (or "assigned risk plan"), MCL 500.3301 et seq.; MSA 24.13301 et seq.”
Tig Premier Insur Co v. Dept of Treasury, 464 Mich. 548 (Mich. 2001). · cites it 4× “] (d) The Michigan automobile insurance placement facility created under [MCL 500.3301 et seq.] (e) The Michigan life and health insurance placement facility created under [MCL 500.”
Auto-Owners Ins. v. Michigan Mut. Ins., 565 N.W.2d 907 (Mich. Ct. App. 1997). · cites it 6× “§ 500.3301 et seq.; M.S.A. § 24.13301 et seq.”
Kalvin Candler v. Farm Bureau Mut. Ins. Co. of Michigan, 910 N.W.2d 666 (Mich. Ct. App. 2017). “3171(9)(a), the Facility is an entity created under Chapter 33, MCL 500.3301 et seq ., and Chapter 33 defines the "Facility" as the "automobile insurance placement facility created pursuant to this chapter," MCL 500.”
Bronson Health Care Grp. Inc v. Titan Ins. Co., 887 N.W.2d 205 (Mich. Ct. App. 2016). “3171; MCL 500.3301 et seq. 3 MCL 500.3173a(l) requires the “Michigan automobile insurance placement facility [to] make an initial determination of a claimant’s eligibility for benefits under the assigned claims plan,” and unless the claimant is obviously ineligible, MCL 500.”
Com. & Indus. Ins. v. Dep't of Treasury, 836 N.W.2d 695 (Mich. Ct. App. 2013). · cites it 2× “(d) The Michigan automobile insurance placement facility created under [MCL 500.3301 et seg.]. (e) The Michigan life and health insurance guaranty association created under [MCL 500.”
Auto-Owners Ins. v. Dep't of Treasury, 575 N.W.2d 770 (Mich. Ct. App. 1998). · cites it 4× “MCL 500.3301; MSA 24.13301. The facility, a program statutorily mandated to guarantee automobile insurance coverage to drivers who may be unable to procure insurance through ordinary methods, annually assesses participating insurance companies for its operation and…”
Whaley v. Auto Club Ins. Ass'n, 891 F. Supp. 1237 (E.D. Mich. 1995). “§ 500.3301 et seq. — which in part requires all automobile insurance companies licensed to do business in the state to be a participating member in the Michigan Automobile Insurance Placement Facility (“MAIPF”).”
Jackson v. Transamerica Ins. Corp. of Am., 526 N.W.2d 31 (Mich. Ct. App. 1994). “In the absence of some clear indication that defendant has the discretion to determine unilaterally the effective date of insurance coverage, we decline to apply any date or time contrary to that clearly expressed in the maipf forms. Recognizing the binding nature of the policy…”
Tig Ins. v. Dep't of Treasury, 602 N.W.2d 839 (Mich. Ct. App. 1999). · cites it 3× “(d) The Michigan automobile insurance placement facility created under [MCL 500.3301 et seq.; MSA 24.13301 et seq.”
Priestly v. Sec'y of State, 240 N.W.2d 282 (Mich. Ct. App. 1976). “Clemon also owned a 1969 Cadillac which was insured by Exchange under an "assigned risk” policy issued in accordance with the automobile insurance placement facility statute, MCLA 500.3301 et seq.; MSA 24.13301 et seq.”
Tig Ins. Co Inc v. Dep't of Treasury (Mich. 2001). · cites it 2× “] (d) The Michigan automobile insurance placement facility created under [MCL 500.3301 et seq.] (e) The Michigan life and health insurance placement facility created under [MCL 500.”
Show all 21 citing cases →
— Mich. Comp. Laws § 500.3301(1) — 4 cases
Shavers v. Attorney Gen., 267 N.W.2d 72 (Mich. 1978). “, and Chapter 33, the "Automobile Placement Facility" (or "assigned risk plan"), MCL 500.3301 et seq.; MSA 24.13301 et seq.”
Auto-Owners Ins. v. Michigan Mut. Ins., 565 N.W.2d 907 (Mich. Ct. App. 1997). “§ 500.3301 et seq.; M.S.A. § 24.13301 et seq.”
Brentis Sutton v. Michigan Auto. Ins. Placement Facility (Mich. Ct. App. 2019).
Michigan Head & Spine Inst. Pc v. Mid-Century Ins. Co (Mich. Ct. App. 2022).
— Mich. Comp. Laws § 500.3301(1)(a) — 1 case
Shavers v. Attorney Gen., 267 N.W.2d 72 (Mich. 1978). “, and Chapter 33, the "Automobile Placement Facility" (or "assigned risk plan"), MCL 500.3301 et seq.; MSA 24.13301 et seq.”
— Mich. Comp. Laws § 500.3301(a) — 2 cases
Tig Premier Insur Co v. Dept of Treasury, 464 Mich. 548 (Mich. 2001). “] (d) The Michigan automobile insurance placement facility created under [MCL 500.3301 et seq.] (e) The Michigan life and health insurance placement facility created under [MCL 500.”
Tig Ins. Co Inc v. Dep't of Treasury (Mich. 2001). “] (d) The Michigan automobile insurance placement facility created under [MCL 500.3301 et seq.] (e) The Michigan life and health insurance placement facility created under [MCL 500.”
— Mich. Comp. Laws § 500.3301(l)(a) — 1 case
Auto-Owners Ins. v. Dep't of Treasury, 575 N.W.2d 770 (Mich. Ct. App. 1998). “MCL 500.3301; MSA 24.13301. The facility, a program statutorily mandated to guarantee automobile insurance coverage to drivers who may be unable to procure insurance through ordinary methods, annually assesses participating insurance companies for its operation and…”
Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.