Minn. Stat. » CHAPTER 65B. AUTOMOBILE INSURANCE
Minnesota Statutes

Minn. Stat. § 65B.01 (2026)

Purposes, Construction And Scope

✓ text as last checked Sept. 2026 (this copy records no edition or section history)
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Subdivision 1.Purpose.

The purposes of sections 65B.01 to 65B.12 are to provide the guarantee that automobile insurance coverage will be available to any person who is unable to procure such insurance through ordinary methods by providing a facility for the placement of automobile insurance risks with insurers, and to preserve to the public the benefits of price competition by encouraging maximum use of the normal private insurance system. Sections 65B.01 to 65B.12 shall be liberally construed to effect the purposes stated.

Subd. 2.Scope and membership.

Every insurer authorized to write automobile liability or physical damage insurance in this state, as a condition precedent to being licensed or to retain such license to write such insurance in this state, shall be a member of the facility and shall participate therein under the terms and provisions of sections 65B.01 to 65B.12.

Notes of Decisions
Cited in 1 case, 2016–2016 · leading case: Stand Up Multipositional Advantage MRI, P.A. v. Am. Fam. Ins. Co., 878 N.W.2d 21 (Minn. Ct. App. 2016).
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Stand Up Multipositional Advantage MRI, P.A. v. Am. Fam. Ins. Co., 878 N.W.2d 21 (Minn. Ct. App. 2016). · cites it 4× “See Minn. Stat. § 65B.01, subd. 1 (2014) (explaining the purpose of the no-fault act).”
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