303.020. Definitions. — As used in this chapter the following words and phrases shall mean:
(1) "Chauffeur", a person who is employed for the principal purpose of operating a motor vehicle or any person who drives a motor vehicle while in use as a public or common carrier of persons or property for hire;
(2) "Director", director of revenue of the state of Missouri, acting directly or through his authorized officers and agents;
(3) "Judgment", a final judgment by a court of competent jurisdiction of any state or of the United States, upon a claim for relief for damages, including damages for care and loss of services, because of bodily injury to or death of any person, or for damages because of injury to or destruction of property, including the loss of use thereof, or upon a claim for relief on any agreement or settlement for such damages arising out of the ownership, maintenance or use of any motor vehicle;
(4) "License", an operator's or driver's license, temporary instruction permit, chauffeur's or registered operator's license issued under the laws of this state;
(5) "Motor vehicle", a self-propelled vehicle which is designed for use upon a highway, except trailers designed for use with such vehicles, traction engines, road rollers, farm tractors, tractor cranes, power shovels, well drillers, motorized bicycles as defined in section 307.180, electric bicycles as defined in section 301.010, and every vehicle which is propelled by electric power obtained from overhead wires but not operated upon rails;
(6) "Nonresident", a person not a resident of the state of Missouri;
(7) "Nonresident's operating privilege", the privilege conferred upon a nonresident by the laws of this state pertaining to the operation by him of a motor vehicle, or the use of a motor vehicle owned by him in this state;
(8) "Operator", a person who is in actual physical control of a motor vehicle;
(9) "Owner", a person who holds the legal title to a motor vehicle; or in the event a motor vehicle is the subject of an agreement for the conditional sale or lease thereof with the right of purchase upon performance of the conditions stated in the agreement and with an immediate right of possession vested in the conditional vendee or lessee, or in the event a mortgagor of a motor vehicle is entitled to possession thereof, then such conditional vendee or lessee or mortgagor;
(10) "Proof of financial responsibility", proof of ability to respond in damages for liability, on account of accidents occurring subsequent to the effective date of said proof, arising out of the ownership, maintenance or use of a motor vehicle, in the amount of twenty-five thousand dollars because of bodily injury to or death of one person in any one accident, and, subject to said limit for one person, in the amount of fifty thousand dollars because of bodily injury to or death of two or more persons in any one accident, and in the amount of twenty-five thousand dollars because of injury to or destruction of property of others in any one accident;
(11) "Registration", registration certificate or certificates and registration plates issued under the laws of this state pertaining to the registration of motor vehicles;
(12) "State", any state, territory or possession of the United States, the District of Columbia, or any province of the Dominion of Canada;
(13) "Street" or "highway", the entire width between property lines of every way or place of whatever nature when any part thereof is open to the use of the public, as a matter of right, for purposes of vehicular traffic.
Notes of Decisions
Halpin v. Am. Fam. Mut. Ins. Co., 823 S.W.2d 479 (Mo. 1992).
· cites it 4× “" Section 303.020(10). A person is liable if he or she "is bound or obligated according to law.”
Baker v. DePew, 860 S.W.2d 318 (Mo. 1993).
· cites it 4× “" § 303.020(8) RSMo Supp. 1992. DePew's separate policy is an "operator's policy.”
Karscig v. McConville, 303 S.W.3d 499 (Mo. 2010).
· cites it 3× “§ 303.020. Based on these definitions, a policy issued to an owner is an “owner’s policy” and must comply with the statutory mandates of § 303.”
State Ex Rel. Toastmaster, Inc. v. Mummert, 857 S.W.2d 869 (Mo. Ct. App. 1993).
· cites it 5× “1992), which provides: § 303.020 Definitions ... (5) ‘Motor vehicle,’ a self propelled vehicle which is designed for use upon a highway, except trailers designed for use with such vehicles, traction engines, road rollers, farm tractors, tractor cranes, power shovels, well…”
Tapley v. Shelter Ins. Co., 91 S.W.3d 755 (Mo. Ct. App. 2002).
· cites it 5× “That statute, adopted in 1999, provides that: Any underinsured motor vehicle coverage with limits of liability less than two times the limits for bodily injury or death pursuant to section 303.020, RSMo, shall be construed to provide coverage in excess of the liability coverage…”
Adam Dutton v. Am. Fam. Mut. Ins. Co., 454 S.W.3d 319 (Mo. 2015).
· cites it 2× “020 defines an "operator” as "a person who is in actual physical control of a motor vehicle” and an "owner” in relevant part as "a person who holds the legal title to a motor vehicle....” The MVFRL does not define "owner’s policy” or "operator’s policy,” but this Court has…”
Buehne v. State Farm Mut. Auto. Ins. Co., 232 S.W.3d 603 (Mo. Ct. App. 2007).
· cites it 7× “204, titled “Underinsured motor vehicle coverage — minimum coverage,” provides: Any underinsured motor vehicle coverage with limits of liability less than two times the limits for bodily injury or death pursuant to section 303.020, RSMo, shall be construed to provide coverage in…”
Ferguson v. Gateway Ins. Co., 151 S.W.3d 911 (Mo. Ct. App. 2004).
· cites it 3× “Missouri’s Vehicle Financial Responsibility Law defines “motor vehicle” as “a self-propelled vehicle which is designed for use upon a highway” and lists several vehicles, all of which are motorized or powered by electricity.”
State Farm Fire & Cas. Co. v. Berra, 891 S.W.2d 150 (Mo. Ct. App. 1995).
· cites it 4× “She contends that husband’s boat should be considered a “motor vehicle” for purposes of the MVFRL.”
A.T. Knopf, Inc. v. Richardson, 674 S.W.2d 174 (Mo. Ct. App. 1984).
· cites it 4× “Further, Section 303.020, St. Louis County Revised Ordinances provides that “[t]he County Treasurer shall pay out moneys on warrants approved and signed by the Accounting Officer and County 'Supervisor and not otherwise.”
Oberkramer v. City of Ellisville, 650 S.W.2d 286 (Mo. Ct. App. 1983).
“This interpretation is reinforced by the definition of the word “operator” which is defined in our statutes as “a person who is in actual physi *297 cal control of a motor vehicle” § 303.020(8). [Emphasis added]. Likewise, a police officer’s failure to request instructions is…”
— Mo. Rev. Stat. § 303.020(10) — 8 cases
Buehne v. State Farm Mut. Auto. Ins. Co., 232 S.W.3d 603 (Mo. Ct. App. 2007).
“204, titled “Underinsured motor vehicle coverage — minimum coverage,” provides: Any underinsured motor vehicle coverage with limits of liability less than two times the limits for bodily injury or death pursuant to section 303.020, RSMo, shall be construed to provide coverage in…”
— Mo. Rev. Stat. § 303.020(2) — 1 case
— Mo. Rev. Stat. § 303.020(3) — 1 case
— Mo. Rev. Stat. § 303.020(5) — 7 cases
Ferguson v. Gateway Ins. Co., 151 S.W.3d 911 (Mo. Ct. App. 2004).
“Missouri’s Vehicle Financial Responsibility Law defines “motor vehicle” as “a self-propelled vehicle which is designed for use upon a highway” and lists several vehicles, all of which are motorized or powered by electricity.”
State Ex Rel. Toastmaster, Inc. v. Mummert, 857 S.W.2d 869 (Mo. Ct. App. 1993).
“1992), which provides: § 303.020 Definitions ... (5) ‘Motor vehicle,’ a self propelled vehicle which is designed for use upon a highway, except trailers designed for use with such vehicles, traction engines, road rollers, farm tractors, tractor cranes, power shovels, well…”
— Mo. Rev. Stat. § 303.020(8) — 6 cases
Baker v. DePew, 860 S.W.2d 318 (Mo. 1993).
“" § 303.020(8) RSMo Supp. 1992. DePew's separate policy is an "operator's policy.”
Oberkramer v. City of Ellisville, 650 S.W.2d 286 (Mo. Ct. App. 1983).
“This interpretation is reinforced by the definition of the word “operator” which is defined in our statutes as “a person who is in actual physi *297 cal control of a motor vehicle” § 303.020(8). [Emphasis added]. Likewise, a police officer’s failure to request instructions is…”
Karscig v. McConville, 303 S.W.3d 499 (Mo. 2010).
“§ 303.020. Based on these definitions, a policy issued to an owner is an “owner’s policy” and must comply with the statutory mandates of § 303.”
— Mo. Rev. Stat. § 303.020(9) — 3 cases
Karscig v. McConville, 303 S.W.3d 499 (Mo. 2010).
“§ 303.020. Based on these definitions, a policy issued to an owner is an “owner’s policy” and must comply with the statutory mandates of § 303.”
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