Mo. Rev. Stat. § 408.032 (2026)

  408.032.  Recording fees. — 1.  Notwithstanding any provisions of law to the contrary, the recording fees, including actual fees paid to a third party by a creditor, may include the following:

  (1)  Any fee paid in processing the debtor's liens as provided in section 136.055;

  (2)  Any fee paid to a third party for expediting the debtor's motor vehicle or other title or lien with the department of revenue, provided:

  (a)  The creditor does not control the third party; and

  (b)  Both creditor and third party do not share common ownership.

  2.  Either fee provided for in subdivisions (1) and (2) of subsection 1 of this section may be charged such debtor, and is not included as interest or service charges for the purposes of state usury laws; except that the expeditor fee as provided in subdivision (2) of subsection 1 of this section may not exceed fifteen dollars.