Missouri Revised Statutes

Mo. Rev. Stat. § 461.021 (2026)

Beneficiary designation under written instrument or law, effect

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  461.021.  Beneficiary designation under written instrument or law, effect. — A beneficiary designation, under a written instrument or law, that authorizes a transfer of property pursuant to a written designation of beneficiary, transfers the right to receive the property to the designated beneficiary who survives, effective on death of the owner, if the beneficiary designation is executed and delivered in proper form to the transferring entity prior to the death of the owner.

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(L. 1989 H.B. 145 § 23, A.L. 1995 S.B. 116)

Notes of Decisions
Cited in 3 cases, 2006–2020 · leading case: In Re Est. of Goldschmidt, 215 S.W.3d 215 (Mo. Ct. App. 2006).
In Re Est. of Goldschmidt, 215 S.W.3d 215 (Mo. Ct. App. 2006). · cites it 9× “021 and the applicable definitions therein: a POD account transfers the right to receive property to the designated beneficiary who survives, effective on the death of the owner if the POD account is executed and delivered in accordance with the rules of the bank prior to the…”
Theerman v. Frontenac Bank, 308 S.W.3d 756 (Mo. Ct. App. 2010). · cites it 7× “2 First, the Bank claimed it was entitled to judgment as a matter of law under Sections 461.021 and 461.028 RSMo (2000) 3 because it paid the disputed CDs in accordance with the POD beneficiary designations.”
Marilyn Carmack v. Travis Carmack & Temple I. Baxley, 603 S.W.3d 900 (Mo. Ct. App. 2020). · cites it 2× “3; see also section 461.021. A beneficiary designation may be "revoked or changed in whole or in part during the lifetime of the owner.”
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