Nevada Revised Statutes
Nev. Rev. Stat. § 97.095 (2026)
“Retail charge agreement” defined
✓ laws through the 2025 session (checked Sept. 2026)
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NRS 97.095 “Retail charge agreement” defined. “Retail
charge agreement” means an agreement entered into or performed in this state
prescribing the terms of retail installment transactions in which the buyer may
pay, in installments, to a retail seller, the unpaid balance due in a retail
installment transaction, whether or not a security interest in the goods sold
is retained by the seller, and under the terms of which a finance charge is to
be computed in relation to the buyer’s unpaid balance from time to time.
(Added to NRS by 1965, 658; A 1967, 1201; 1993, 2756; 1995, 1801, 2600; 1997, 550)
Notes of Decisions
Cited in 1
case, 1997–1997 · leading case: In Re Oszajca, 207 B.R. 41 (B.A.P. 2d Cir. 1997).
In Re Oszajca, 207 B.R. 41 (B.A.P. 2d Cir. 1997). “862(h) (West 1996) (Retail charge agreement [includes] a "secured or unsecured retail installment transaction"); Nev. Rev.Stat. § 97.095 (1995) (Retail charge agreement "whether or not a security interest .”
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