NC General Statutes
N.C. Gen. Stat. § 58-44-45 (2026)
Policy issued to husband or wife on joint property
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Any policy of fire insurance issued to husband or wife, on buildings and household furniture owned by the husband and wife, either by entirety, in common, or jointly, either name of one of the parties in interest named as the insured or beneficiary therein, shall be sufficient and the policy shall not be void for failure to disclose the interest of the other, unless it appears that in the procuring of the issuance of such policy, fraudulent means or methods were used by the insured or owner thereof. (1945, c. 378.)
Notes of Decisions
Cited in 1
case, 1991–1991 · leading case: Worrells v. North Carolina Farm Bureau Mut. Ins., 404 S.E.2d 188 (N.C. Ct. App. 1991).
Worrells v. North Carolina Farm Bureau Mut. Ins., 404 S.E.2d 188 (N.C. Ct. App. 1991). “1 [now G.S. 58-44-45] the legislature apparently intended to resolve the related question of whether a policy insuring entirety property was void if issued solely in the name of either husband or wife.”
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