Ohio Rev. Code » Chapter 1303
Ohio Revised Code

Ohio Rev. Code § 1303.65 (2026)

Evidence of dishonor - UCC 3-505

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Effective:
August 19, 1994
Latest Legislation:
Senate Bill 147 - 120th General Assembly
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(A) The following are admissible as evidence and create a presumption of dishonor and of any notice of dishonor stated:

(1) A document regular in form as provided in division (B) of this section that purports to be a protest;

(2) A purported stamp or writing of the drawee, payor bank, or presenting bank on or accompanying the instrument stating that acceptance or payment has been refused unless reasons for the refusal are stated and the reasons are not consistent with dishonor;

(3) A book or record of the drawee, payor bank, or collecting bank, kept in the usual course of business that shows dishonor, even if there is no evidence of who made the entry.

(B) A "protest" is a certificate of dishonor made by a United States consul or vice consul or by a notary public or other person authorized to administer oaths by the law of the place where dishonor occurs. A protest may be made upon information satisfactory to that person. The protest must identify the instrument and certify either that presentment has been made or, if not made, the reason why it was not made and that the instrument has been dishonored by nonacceptance or nonpayment. The protest may also certify that notice of dishonor has been given to some or all parties.
Notes of Decisions
Cited in 3 cases, 2010–2020 · leading case: State v. Terry, 186 Ohio App. 3d 670 (Ohio Ct. App. 4th Dist. 2010).
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State v. Terry, 186 Ohio App. 3d 670 (Ohio Ct. App. 4th Dist. 2010). · cites it 3× “{¶ 40} R.C. 1303.65, “evidence of dishonor” reveals that R.”
Bank of Am. v. Smith, 2014-Ohio-2845. “R.C. 1303.65. None of 7 O HIO F IRST D ISTRICT C OURT OF A PPEALS these statutes, and therefore Evid.”
State v. Bunkley, 2020-Ohio-6675. · cites it 2× “” {¶77} In addition, R.C. 1303.65, which is part of Ohio’s adoption of the Uniform Commercial Code, states, in relevant part, as follows: {¶78} “(A) The following are admissible as evidence and create a presumption of dishonor and of any notice of dishonor stated: {¶79} “* * *…”
Ohio Rev. Code § 1303.65(A)(2): 2 cases
State v. Terry, 186 Ohio App. 3d 670 (Ohio Ct. App. 4th Dist. 2010). “{¶ 40} R.C. 1303.65, “evidence of dishonor” reveals that R.”
State v. Bunkley, 2020-Ohio-6675. “” {¶77} In addition, R.C. 1303.65, which is part of Ohio’s adoption of the Uniform Commercial Code, states, in relevant part, as follows: {¶78} “(A) The following are admissible as evidence and create a presumption of dishonor and of any notice of dishonor stated: {¶79} “* * *…”
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