Ohio Revised Code

Ohio Rev. Code § 3917.03 (2026)

Extension of policy to employee's or member's dependents

✓ laws through the 2026 session (checked Sept. 2026)
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Any life insurance policy issued pursuant to section 3917.01 of the Revised Code, except for a policy issued pursuant to division (B) of section 3917.01 of the Revised Code, may be extended to insure an employee's dependents or member's dependents, as defined by the policy, or any class or classes of dependents, subject to the following:

(A) The premium for the insurance shall be paid either from the funds contributed by the employer, union, association, or other person to whom the policy has been issued, or from funds contributed by the covered persons, or from both. Except as provided in division (B) of this section, a policy on which no part of the premium for the dependent's coverage is derived from funds contributed by the covered persons shall insure the dependents of all eligible employees or members, or a class or classes of dependents.

(B) A life insurer may exclude or limit the coverage on any dependent as to whom evidence of individual insurability is not satisfactory to the insurer.

Notes of Decisions
Cited in 2 cases, 1988–2013 · leading case: In re Frederick, 495 B.R. 813 (Bankr. N.D. Ohio 2013).
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In re Frederick, 495 B.R. 813 (Bankr. N.D. Ohio 2013). · cites it 6× “Section 3917.03 provides in pertinent part: Any life insurance policy issued pursuant to section 3917.”
Plastic Surgery Assocs., Inc. v. Ohio Dep't of Ins., 534 N.E.2d 72 (Ohio 1988). “Likewise, R.C. 3917.03 provides that the employer or trustee of a trust fund is considered the policyholder in group life insurance policies.”
Ohio Rev. Code § 3917.03(A): 1 case
In re Frederick, 495 B.R. 813 (Bankr. N.D. Ohio 2013). “Section 3917.03 provides in pertinent part: Any life insurance policy issued pursuant to section 3917.”
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