Ohio Revised Code

Ohio Rev. Code § 3937.30 (2026)

Automobile insurance policy defined

✓ current as of May 2026
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(A) As used in sections 3937.30 to 3937.39 of the Revised Code, "automobile insurance policy" means an insurance policy delivered or issued in this state or covering a motor vehicle required to be registered in this state which:

(1) Provides automobile bodily injury or property damage liability, or related coverage, or any combination thereof;

(2) Insures as named insured, any of the following:

(a) Any one person;

(b) A husband and wife resident in the same household;

(c) Either a husband or a wife who reside in the same household if an endorsement on the policy excludes the other spouse from coverage under the policy and the spouse excluded signs the endorsement. Nothing in division (A)(2)(c) of this section shall prevent the issuance of separate policies to each spouse or affect the compliance of the policy with Chapter 4509. of the Revised Code as to the named insured or any additional insured.

(3) Does not cover garage, automobile sales agency, repair shop, service station, or public parking operation hazards;

(4) Is not issued under an assigned risk plan pursuant to section 4509.70 of the Revised Code.

(B) For purposes of this section, "motor vehicle," means a self-propelled vehicle designed for and principally used on public roads, including an automobile, truck, motorcycle, and a motor home, provided the motor home is not stationary and is not being used as a temporary or permanent residence or office. "Motor vehicle" does not include a trailer, motorized bicycle, golf cart, off-road recreational vehicle, snowmobile, watercraft, construction equipment, farm tractor or other vehicle designed and principally used for agricultural purposes, mobile home, vehicle traveling on treads or rails, or any similar vehicle.

Notes of Decisions
Cited in 29 cases, 1976–2019 · leading case: Wolfe v. Wolfe, 725 N.E.2d 261 (Ohio 2000).
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Wolfe v. Wolfe, 725 N.E.2d 261 (Ohio 2000). · cites it 5× “31(A) attempts to ameliorate this threat by mandating that insureds whose policies have been in effect for less than two years receive notice of any planned cancellation of their policies in time for them to secure new coverage.”
Hillyer v. State Farm Mut. Auto. Ins., 722 N.E.2d 108 (Ohio Ct. App. 1999). · cites it 5× “Next, although not argued by appellants in their motion for summary judgment before the trial court, in this appeal appellants contend that Gisela Hillyer is a named insured on the subject policies by virtue of R.C. 3937.30. R.C. 3937.30 provides: “As used in sections 3937.”
Wolfe v. Wolfe, 2000 Ohio 322 (Ohio 2000). · cites it 5× “31(A), every automobile liability insurance policy issued in this state must have, at a minimum, a guaranteed two-year policy period during which the policy cannot be altered except by agreement of the parties and in accordance with R.C. 3937.30 to 3937.39. 2. The commencement…”
Shay v. Shay, 863 N.E.2d 591 (Ohio 2007). · cites it 3× “31(A), every automobile liability insurance policy issued in this state must have, at a minimum, a guaranteed two-year policy period during which the policy cannot be altered except by agreement of the parties and in accordance with R.C. 3937.30 to 3937.39.’ Wolfe at paragraph…”
DeBose v. Travelers Ins. Companies, 451 N.E.2d 753 (Ohio 1983). · cites it 5× “Finally, the statute expressly provides that the termination of a policy, as in the case at bar, within the mandatory renewal period and for nonpayment of premiums is a cancellation which may only be properly effected through compliance with, inter alia, the notice requirement…”
Love v. Motorists Mut. Ins., 620 N.E.2d 987 (Ohio Ct. App. 1993). · cites it 3× “31, the issuer of the policy must send, pursuant to R.C. 3937.30 et seq., a notice of cancellation to the policyholder.”
Arn v. McLean, 825 N.E.2d 181 (Ohio Ct. App. 2005). · cites it 2× “{¶ 15} Under Wolfe , insurance policies could also not be altered during the guaranteed two-year period “except by agreement of the parties and in accordance with R.C. 3937.30 to 3937.39.” 88 Ohio St.3d 246 , 725 N.”
World Harvest Church v. Grange Mut. Cas. Co., 2013 Ohio 5707 (Ohio Ct. App. 2013). · cites it 2× “03(C)(1) refers to "[c]ommercial insurance," which is defined as "any commercial casualty or commercial liability insurance except sickness and accident, fidelity and surety, and automobile insurance as defined in section 3937.30 of the Revised Code." The Grange CGL and CU…”
Morey v. Educator & Exec. Insurers, Inc., 342 N.E.2d 691 (Ohio 1976). · cites it 3× “Where renewal is mandatory, ‘cancellation,’ as used in Sections 3937.30 to 3937.39, inclusive, of the Revised Code, includes refusal to renew a policy with at least the coverages, including insureds, and policy limits provided at the end of the next preceding policy period.”
Hoskins v. State Farm Mut. Auto. Ins., 497 N.E.2d 87 (Ohio 1986). · cites it 2× “3d 65 , as follows: “In order to terminate an automobile insurance policy for nonpayment of premiums and within the mandatory renewal period set forth in R.”
Bigler v. Pers. Serv. Ins. Co., 2014 Ohio 1467 (Ohio Ct. App. 2014). “39 states that R.C. 3937.30 through 3937.39 do not apply to any policy that has been in effect less than 90 days at the time of cancellation.”
Shay v. Shay, 843 N.E.2d 194 (Ohio Ct. App. 2005). · cites it 4× “31(A), every automobile liability insurance policy issued in this state must have, at a minimum, a guaranteed two-year policy period during which the policy cannot be altered except by agreement of the parties and in accordance with R.C. 3937.30 to 3937.39.” Wolfe at paragraph…”
Show all 29 citing cases →
— Ohio Rev. Code § 3937.30(C) — 1 case
Niemeyer v. W. Res. Mut. Cas. Co., 2010 Ohio 1710 (Ohio Ct. App. 2010).
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