Ohio Rev. Code » Chapter 3937
Ohio Revised Code

Ohio Rev. Code § 3937.411 (2026)

Tickets for civil violations

✓ laws through the 2026 session (checked Sept. 2026)
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Effective:
March 23, 2015
Latest Legislation:
Senate Bill 342 - 130th General Assembly
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No insurer shall consider the issuance of a ticket for a civil violation under section 4511.097 of the Revised Code to an applicant or policyholder, or an admission or finding of liability related to such a ticket, as a basis for doing either of the following:

(A) Refusing to issue or deliver a policy of insurance upon a private automobile or increasing the rate to be charged for such a policy;

(B) Increasing the premium rate, canceling, or failing to renew an existing policy of insurance upon a private automobile.
Notes of Decisions
Cited in 4 cases, 2015–2017 · leading case: Dayton v. State, 2017-Ohio-6909.
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Dayton v. State, 2017-Ohio-6909. “R.C. 3937.411 prohibits insurance companies from considering violations when issuing policies and establishing rates.”
Toledo v. Ohio, 2016-Ohio-4906. “{¶ 69} In support of its conclusion, the court noted that S.B.”
Springfield v. State, 2016-Ohio-725. · cites it 4× “342 that could survive being severed were R.C. 3937.411, R.C. 4511.010, and R.C. 4511.”
Dayton v. State, 2015-Ohio-3160, 36 N.E.3d 235. “342 enacted the following additional regulations: R.C. 3937.411 – This section instructs insurers that they may not deny coverage and/or raise the insurance premium of any individual who -13- receives a civil ticket based on a violation recorded by a traffic camera.”
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