Ohio Revised Code

Ohio Rev. Code § 5801.03 (2026)

Actual and constructive knowledge of facts

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(A) Subject to division (B) of this section, a person has knowledge of a fact if any of the following apply:

(1) The person has actual knowledge of the fact.

(2) The person has received notice or notification of the fact.

(3) From all the facts and circumstances known to the person at the time in question, the person has reason to know the fact.

(B) An organization that conducts activities through employees has notice or knowledge of a fact involving a trust only from the time an employee having responsibility to act for the trust received the information or the information would have been brought to the employee's attention if the organization had exercised reasonable diligence. An organization exercises reasonable diligence if it maintains reasonable routines for communicating significant information to the employee having responsibility to act for the trust and there is reasonable compliance with the routines. Reasonable diligence does not require an employee of the organization to communicate information unless the communication is part of the individual's regular duties or the individual knows a matter involving the trust would be materially affected by the information.

Notes of Decisions
Cited in 3 cases, 2017–2019 · leading case: Zook v. JPMorgan Chase Bank, 2017-Ohio-838, 85 N.E.3d 1197.
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Zook v. JPMorgan Chase Bank, 2017-Ohio-838, 85 N.E.3d 1197. · cites it 2× “{¶ 38} R.C. 5801.03(A) provides a general definition regarding "knowledge" with respect to trust matters, and states as follows: Subject to division (B) of this section, a person has knowledge of a fact if any of the following apply: (1) The person has actual knowledge of the…”
Ross Sinclaire & Assoc., L.L.C. v. Huntington Natl. Bank, 2018-Ohio-661, 106 N.E.3d 866. · cites it 2× “) To that end, we note R.C. 5801.03(A) provides a general definition of "knowledge" for purposes of trust matters.”
Helton v. Fifth Third Bank, 2019-Ohio-5208. · cites it 2× “09 of the Revised Code, a judicial proceeding by a beneficiary against a trustee for breach of trust must be commenced within four years after the first of the following to occur: (1) The removal, resignation, or death of the trustee; (2) The termination of the beneficiary’s…”
Ohio Rev. Code § 5801.03(A): 3 cases
Zook v. JPMorgan Chase Bank, 2017-Ohio-838, 85 N.E.3d 1197. “{¶ 38} R.C. 5801.03(A) provides a general definition regarding "knowledge" with respect to trust matters, and states as follows: Subject to division (B) of this section, a person has knowledge of a fact if any of the following apply: (1) The person has actual knowledge of the…”
Ross Sinclaire & Assoc., L.L.C. v. Huntington Natl. Bank, 2018-Ohio-661, 106 N.E.3d 866. “) To that end, we note R.C. 5801.03(A) provides a general definition of "knowledge" for purposes of trust matters.”
Helton v. Fifth Third Bank, 2019-Ohio-5208. “09 of the Revised Code, a judicial proceeding by a beneficiary against a trustee for breach of trust must be commenced within four years after the first of the following to occur: (1) The removal, resignation, or death of the trustee; (2) The termination of the beneficiary’s…”
Ohio Rev. Code § 5801.03(A)(1): 1 case
Zook v. JPMorgan Chase Bank, 2017-Ohio-838, 85 N.E.3d 1197. “{¶ 38} R.C. 5801.03(A) provides a general definition regarding "knowledge" with respect to trust matters, and states as follows: Subject to division (B) of this section, a person has knowledge of a fact if any of the following apply: (1) The person has actual knowledge of the…”
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