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Oregon Revised Statutes

Or. Rev. Stat. § 734.520 (2026)

Purpose

✓ current as of May 2026
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      734.520 Purpose. The purpose of ORS 734.510 to 734.710 is to provide for the payment of covered claims under certain insurance policies to avoid excessive delay in payment and to avoid financial loss to claimants or policyholders because of the insolvency of an insurer, to assist in the detection and prevention of insurer insolvencies, to provide an association to assess the cost of such protection among insurers and to assist in the liquidation of insurers as provided in this chapter. [1971 c.616 §2]

Notes of Decisions
Cited in 10 cases, 1986–2006 · leading case: Carrier v. Hicks, 851 P.2d 581 (Or. 1993).
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Carrier v. Hicks, 851 P.2d 581 (Or. 1993). · cites it 6× “ORS 734.520 states: "The purpose of ORS 734.”
Bird v. Norpac Foods, Inc., 934 P.2d 382 (Or. 1997). · cites it 4× “10 Bird further argues that to require a reduction in her workers’ compensation recovery would violate the stated purpose of the OIGA statutes to avoid “financial loss” to claimants because of the insolvency of an insurer, ORS 734.520, as well as violate the third party recovery…”
Stamp v. Dep't of Labor & Indus., 859 P.2d 597 (Wash. 1993). · cites it 2× “ORS 734.520. It operates similarly to our own Washington Insurance Guaranty Association.”
Corvallis Aero Serv., Inc. v. Villalobos, 724 P.2d 880 (Or. Ct. App. 1986). “See ORS 734.520. SAIF argues that those purposes are not furthered by applying ORS 734.”
Taylor v. Oregon Ins. Guar. Ass'n, 783 P.2d 49 (Or. Ct. App. 1989). “ORS 734.520; ORS 734.550. The statutes creating and defining OIGA’s authority are to be liberally construed to achieve that purpose.”
Oregon Ins. Guar. Ass'n v. Action Chrysler-Plymouth-Dodge, Inc., 820 P.2d 846 (Or. Ct. App. 1991). · cites it 2× “710, “is to provide for the payment of covered claims under certain insurance policies to avoid excessive delay in payment and to avoid financial loss to claimants or policyholders because of the insolvency of an insurer * * ORS 734.520. 2 The statutes achieve those objectives…”
Liberty Nw. Ins. v. Oregon Ins. Guarantee Ass'n, 136 P.3d 49 (Or. Ct. App. 2006). “Oregon law provides a system of protection for claims against insolvent insurers through OIGA. OIGA is an association created by statute for the purpose of avoiding financial loss to claimants or policyholders because of the insolvency of an insurer.”
Bird v. Norpac Foods, Inc., 888 P.2d 118 (Or. Ct. App. 1995). “” ORS 734.520. 4 Under normal circumstances — i.”
Oregon Ins. Guar. Ass'n v. Hall, 113 P.3d 452 (Or. Ct. App. 2005). “520 provides that, as relevant here, the purpose of the OIGA program is “to provide for the payment of covered claims under certain insurance policies to avoid excessive delay in payment and to avoid financial loss *133 to claimants or policyholders because of the insolvency of…”
Palmrose v. Oregon Ins. Guar., 135 P.3d 370 (Or. Ct. App. 2006). “]” ORS 734.520. After decedent’s accident, however, RICI merged into a different company, Reliance Insurance Company (RIC).”
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