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Oregon Revised Statutes

Or. Rev. Stat. § 734.540 (2026)

Application

✓ current as of May 2026
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      734.540 Application. ORS 734.510 to 734.710 apply to all kinds of direct insurance except life, health, title, surety, credit, mortgage guaranty, home protection insurance, wet marine and transportation insurance, insurance against the risk of economic loss assumed under a less than fully insured employee health benefit plan, whether issued or delivered as health or casualty insurance, and any insurance that a state or the federal government provides or guarantees. [1971 c.616 §4; 1977 c.600 §2; 1981 c.247 §14; 1993 c.649 §7; 2025 c.20 §4]

Notes of Decisions
Cited in 3 cases, 1991–2006 · leading case: Bird v. Norpac Foods, Inc., 934 P.2d 382 (Or. 1997).
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Bird v. Norpac Foods, Inc., 934 P.2d 382 (Or. 1997). “See ORS 734.540 (exempting several kinds of direct insurance from OIGA coverage).”
Oregon Ins. Guar. Ass'n v. Action Chrysler-Plymouth-Dodge, Inc., 820 P.2d 846 (Or. Ct. App. 1991). “ORS 734.540 to ORS 734.550. CIC was a “member insurer.”
Palmrose v. Oregon Ins. Guar., 135 P.3d 370 (Or. Ct. App. 2006). · cites it 2× “Second, plaintiffs argue that ORS 734.540 “specifically addresses the ‘application’ of’ the OIGA statutes and states a complete catalogue of the kinds of insurance that are excluded from those statutes — and that the list does not include surplus lines insurance.”
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