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Oregon Revised Statutes

Or. Rev. Stat. § 734.550 (2026)

Oregon Insurance Guaranty Association; all insurers required to be members; formation of operating plan

✓ current as of May 2026
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      734.550 Oregon Insurance Guaranty Association; all insurers required to be members; formation of operating plan. There is created the Oregon Insurance Guaranty Association. Each insurer that is a member insurer shall become and remain a member of the association as a condition of its authority to transact insurance in this state. The association shall perform its functions in accordance with a plan of operation established under ORS 734.590, and shall exercise its powers through its board of directors. [1971 c.616 §6]

Notes of Decisions
Cited in 5 cases, 1989–2006 · leading case: Nat'l Warranty Ins. v. Greenfield, 24 F. Supp. 2d 1096 (D. Or. 1998).
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Nat'l Warranty Ins. v. Greenfield, 24 F. Supp. 2d 1096 (D. Or. 1998). · cites it 3× “Consistent with that provision, Oregon defines an “authorized insurer” as “one authorized by a subsisting certificate of authority to transact insurance in [Oregon].” ORS 731.066(1). 1 Oregon also conditions an insurer’s authority to transact business in Oregon upon membership…”
Bird v. Norpac Foods, Inc., 934 P.2d 382 (Or. 1997). “ORS 734.550. If a workers’ compensation insurer falls into insolvency, OIGA steps in to pay covered claims arising out of the insolvent insurer’s policy.”
Taylor v. Oregon Ins. Guar. Ass'n, 783 P.2d 49 (Or. Ct. App. 1989). “520; ORS 734.550. The statutes creating and defining OIGA’s authority are to be liberally construed to achieve that purpose.”
Oregon Ins. Guar. Ass'n v. Action Chrysler-Plymouth-Dodge, Inc., 820 P.2d 846 (Or. Ct. App. 1991). “540 to ORS 734.550. CIC was a “member insurer.” ORS 734.”
Liberty Nw. Ins. v. Oregon Ins. Guarantee Ass'n, 136 P.3d 49 (Or. Ct. App. 2006). “ORS 734.550. Both Liberty and Reliance are member insurers of OIGA.”
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