Oregon Revised Statutes

Or. Rev. Stat. § 742.530 (2026)

Exclusions from coverage

✓ current as of May 2026

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742.530 Exclusions from coverage. (1) The insurer may exclude from the coverage for personal injury protection benefits any injured person who:

(a) Intentionally causes self-injury;

(b) Is participating in any prearranged or organized racing or speed contest or practice or preparation for any such contest; or

(c) Willfully conceals or misrepresents any material fact in connection with a claim for personal injury protection benefits.

(2) The insurer may exclude from the coverage for the benefits required by ORS 742.524 (1)(b) and (c) any person injured as a pedestrian in an accident outside this state, other than the insured person or a member of that person’s family residing in the same household. [Formerly 743.815; 2005 c.341 §2]

Notes of Decisions

Cited in 3 cases, 2003–2011 · leading case: Strawn v. Farmers Ins. Co. of Oregon, 258 P.3d 1199 (Or. 2011).

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Strawn v. Farmers Ins. Co. of Oregon, 258 P.3d 1199 (Or. 2011). · cites it 2× “520(1) (mandating PIP coverage for "[e]very motor vehicle liability policy issued for delivery in this state" for private passenger motor vehicles).”

Grisby v. Progressive Preferred Ins., 142 P.3d 531 (Or. Ct. App. 2006). · cites it 4× “520(2); ORS 742.530. PIP benefits consist of reimbursement for reasonable and necessary medical expenses, loss of earnings, essential services, funeral expenses, and child care benefits.”

Anderson v. Farmers Ins., 71 P.3d 144 (Or. Ct. App. 2003). “ORS 742.530 provides for three exclusions, none of which is applicable here.”

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