Oregon Revised Statutes

Or. Rev. Stat. § 806.070 (2026)

Minimum payment schedule

✓ current as of May 2026

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806.070 Minimum payment schedule. (1) This section establishes a schedule of payments for the following purposes:

(a) An insurance policy described under ORS 806.080 must provide for payment of at least amounts necessary to cover the minimum required payments under this section to qualify for use for financial responsibility under ORS 806.060.

(b) A person who is self-insured under ORS 806.130 must agree to pay according to the payment schedule established by this section.

(2) The schedule of payments is as follows:

(a) $25,000 because of bodily injury to or death of one person in any one accident;

(b) Subject to that limit for one person, $50,000 because of bodily injury to or death of two or more persons in any one accident; and

(c) $20,000 because of injury to or destruction of the property of others in any one accident. [1983 c.338 §843; 1985 c.16 §427; 1995 c.41 §6; 2003 c.175 §6; 2003 c.402 §13; 2009 c.66 §2; 2021 c.630 §87]

Notes of Decisions

Cited in 63 cases (5 in the last 5 years), 1987–2025 · leading case: Collins v. Farmers Ins., 822 P.2d 1146 (Or. 1991).

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Collins v. Farmers Ins., 822 P.2d 1146 (Or. 1991). · cites it 28× “450 (ORS 806.070, 806.080, and 806.270) are inapplicable to the *1149 additional coverage.”

North Pac. Ins. v. Hamilton, 22 P.3d 739 (Or. 2001). · cites it 12× “060 and ORS 806.070. ORS 806.060 provides that, to meet the financial responsibility requirements of this state, a person must be able to respond in damages for liability arising out of the ownership, operation, maintenance, or use of an automobile according to a payment…”

Mid-Century Ins. v. Perkins, 179 P.3d 633 (Or. 2008). · cites it 17× “the insured, the heirs or legal representative of the insured for all sums which the insured or they shall be legally entitled to recover as damages for bodily injury or death caused by accident and arising out of the ownership, maintenance or use of an uninsured motor vehicle…”

Farmers Ins. Co. of Oregon v. Mowry, 261 P.3d 1 (Or. 2011). · cites it 8× “060 and ORS 806.070. Id. at 347 , 822 P.2d 1146 .”

Thompson v. Est. of Adrian L. Pannell, 29 P.3d 1184 (Or. Ct. App. 2001). · cites it 35× “130 to extend coverage to at least the limits specified in ORS 806.070 and that, consistent with ORS 742.”

Mid-century Ins. Co. v. Perkins, 149 P.3d 265 (Or. Ct. App. 2006). · cites it 23× “All drivers in Oregon must carry insurance in at least the amounts provided in ORS 806.070, the financial responsibility law, to cover claims against them for bodily injury or death.”

Bergmann v. Hutton, 101 P.3d 353 (Or. 2004). · cites it 10× “450(4) (requiring motor vehicle liability insurance policies to provide liability coverage to at least limits specified in ORS 806.070); ORS 742.500(1) ("`[u]ninsured motorist coverage' means coverage within the terms and conditions specified in ORS 742.”

Wright v. Turner, 322 P.3d 476 (Or. 2014). · cites it 7× “Her policy comported with the requirements of ORS 806.070 and ORS 742.502 through 742.508, which establish required amounts of coverage for Oregon drivers.”

Pierce v. Allstate Ins., 848 P.2d 1197 (Or. 1993). · cites it 10× “"(2) The insurer issuing such policy shall offer one or more options of uninsured motorist coverage larger than the amounts prescribed to meet the requirements of ORS 806.070[, set out in note 1, infra, ] up to the limits provided under the policy for motor vehicle bodily injury…”

Wright v. State Farm Mut. Auto. Ins., 952 P.2d 73 (Or. Ct. App. 1998). · cites it 10× “, vehicles whose liability coverage is less than that required under Oregon’s Financial Responsibility Law, see ORS 806.070; ORS 742.504(2)(d)(A) — but also vehicles with liability limits that equal or exceed the statutorily required minimum but are less than the limits of the…”

Wright v. State Farm Mut. Auto. Ins., 22 P.3d 744 (Or. 2001). · cites it 6× “State Farm denied coverage under the umbrella policy, relying, in part, on a somewhat *747 differently worded family member/household exclusion in that policy. In the trial court, plaintiffs argued, inter alia, that, if the family member/household exclusion in the automobile…”

Viking Ins. v. Petersen, 784 P.2d 437 (Or. 1989). · cites it 5× “bility insurance policy issued for delivery in this state shall state the name and address of the named insured, the coverage afforded by the policy, the premium charged therefore, the policy period, and the limits of liability, and shall contain an agreement or indorsement…”

Show all 63 citing cases →

— Or. Rev. Stat. § 806.070(1)(a) — 1 case

Thompson v. Est. of Adrian L. Pannell, 29 P.3d 1184 (Or. Ct. App. 2001). “130 to extend coverage to at least the limits specified in ORS 806.070 and that, consistent with ORS 742.”

— Or. Rev. Stat. § 806.070(2) — 8 cases

Van Vonno v. Hertz Corp., 841 P.2d 1244 (Wash. 1992).

Mid-century Ins. Co. v. Perkins, 149 P.3d 265 (Or. Ct. App. 2006). “All drivers in Oregon must carry insurance in at least the amounts provided in ORS 806.070, the financial responsibility law, to cover claims against them for bodily injury or death.”

Mid-Century Ins. v. Perkins, 179 P.3d 633 (Or. 2008). “the insured, the heirs or legal representative of the insured for all sums which the insured or they shall be legally entitled to recover as damages for bodily injury or death caused by accident and arising out of the ownership, maintenance or use of an uninsured motor vehicle…”

Wright v. State Farm Mut. Auto. Ins., 952 P.2d 73 (Or. Ct. App. 1998). “, vehicles whose liability coverage is less than that required under Oregon’s Financial Responsibility Law, see ORS 806.070; ORS 742.504(2)(d)(A) — but also vehicles with liability limits that equal or exceed the statutorily required minimum but are less than the limits of the…”

Mut. of Enumclaw Ins. Co. v. Key, 883 P.2d 875 (Or. Ct. App. 1994).

— Or. Rev. Stat. § 806.070(2)(a) — 11 cases

Collins v. Farmers Ins., 822 P.2d 1146 (Or. 1991). “450 (ORS 806.070, 806.080, and 806.270) are inapplicable to the *1149 additional coverage.”

North Pac. Ins. v. Hamilton, 22 P.3d 739 (Or. 2001). “060 and ORS 806.070. ORS 806.060 provides that, to meet the financial responsibility requirements of this state, a person must be able to respond in damages for liability arising out of the ownership, operation, maintenance, or use of an automobile according to a payment…”

Wright v. State Farm Mut. Auto. Ins., 22 P.3d 744 (Or. 2001). “State Farm denied coverage under the umbrella policy, relying, in part, on a somewhat *747 differently worded family member/household exclusion in that policy. In the trial court, plaintiffs argued, inter alia, that, if the family member/household exclusion in the automobile…”

Farmers Ins. Co. of Oregon v. Mowry, 261 P.3d 1 (Or. 2011). “060 and ORS 806.070. Id. at 347 , 822 P.2d 1146 .”

North Pac. Ins. v. Hamilton, 957 P.2d 165 (Or. Ct. App. 1998).

— Or. Rev. Stat. § 806.070(2)(a)(b) — 1 case

Teply v. Ballard, 922 P.2d 1236 (Or. Ct. App. 1996).

— Or. Rev. Stat. § 806.070(l)(a) — 3 cases

Thompson v. Est. of Adrian L. Pannell, 29 P.3d 1184 (Or. Ct. App. 2001). “130 to extend coverage to at least the limits specified in ORS 806.070 and that, consistent with ORS 742.”

— Or. Rev. Stat. § 806.070(l)(e) — 1 case

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