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Pennsylvania Consolidated Statutes

75 Pa. Cons. Stat. § 1736 (2026)

 Coverages in excess of required amounts.

✓ current as of May 2026
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§ 1736.  Coverages in excess of required amounts.

The coverages provided under this subchapter may be offered by insurers in amounts higher than those required by this chapter but may not be greater than the limits of liability specified in the bodily injury liability provisions of the insured's policy.

Notes of Decisions
Cited in 9 cases, 1987–2002 · leading case: Progressive N. Ins. v. Schneck, 813 A.2d 828 (Pa. 2002).
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Progressive N. Ins. v. Schneck, 813 A.2d 828 (Pa. 2002). · cites it 2× “See 75 Pa.C.S. § 1736 (limiting UM/UIM coverage increases no greater than limits of liability specified in bodily injury provisions).”
Chartan v. Chubb Corp., 725 F. Supp. 849 (E.D. Pa. 1989). “75 Pa.Cons. Stat. § 1736 (emphasis added).”
Eidemiller v. State Farm Mut. Auto. Ins., 915 P.2d 161 (Kan. Ct. App. 1996). “The Pennsylvania statute reads: “The [uninsured/underinsured motorist] coverages provided under this subchapter may be offered by insurers in amounts higher than those required by this chapter but may not be greater than the limits of liability specified in the bodily injury…”
Gavaghan v. Replacement Rent-A-Car, Inc., 811 F. Supp. 1077 (E.D. Pa. 1992). “75 Pa.Cons. Stat.Ann. Section 1736. 9 . Plaintiff was a SEPTA passenger who was injured in a SEPTA accident involving an unidentified driver.”
North River Ins. v. Tabor, 744 F. Supp. 625 (M.D. Penn. 1990). · cites it 2× “In Wogle-muth the court held that a guest passenger who was injured in a single vehicle accident and was a covered person under the terms of the host motor vehicle policy, could not recover underinsurance benefits under the host vehicle’s policy when the passenger had already…”
Shaffer v. Aetna Cas. & Sur. Co., 8 Pa. D. & C.4th 523 (1990). · cites it 2× “MVFRL section 1736 provides as follows: “The coverages provided under this subchapter may be offered by insurers in amounts higher than those required by this chapter, but may not be greater than the limits of liability specified in the bodily injury liability provisions of the…”
Fed. Kemper Ins. v. Sosdorf, 770 F. Supp. 264 (E.D. Pa. 1991). · cites it 2× “Notwithstanding the plain terms of this clause, Kemper maintains that stacking is statutorily barred by 75 Pa.Cons.Stat.Ann. § 1736 (Purdon Supp.”
Tallman v. Aetna, 1 Pa. D. & C.4th 447 (1987). “75 Pa.C.S. §1736. Since the MVFRL places no limit on the amount of bodily injury liability that can be issued, the net effect is that the $15,000 minimum must be purchased, yet a conceivably unlimited amount of underinsurance/ uninsurance could be issued as long as a…”
Erie Indem. Co. v. McGaughey, 8 Pa. D. & C.4th 225 (1990). “Section 1736 provides: “The [uninsured and underinsured] coverages provided under this subchapter may be offered by insurers in amounts higher than those required by this chapter but may not be greater than the limits of liability specified in the bodily injury liability…”
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