R.I. Gen. Laws
Rhode Island General Laws

R.I. Gen. Laws § 5-65-7 (2026)

Insurance required of contractors

✓ text as last checked Sept. 2026 (this copy records no edition or section history)
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(a) Throughout the period of registration, the contractor shall have in effect public liability and property damage insurance covering the work of that contractor that shall be subject to this chapter in not less than the following amount: five hundred thousand dollars ($500,000) combined single limit, bodily injury and property damage.

(b) In addition, all contractors shall have in effect workers’ compensation insurance as required under chapter 29 of title 28. Failure to maintain required insurance shall not preclude claims from being filed against a contractor.

(c) The contractor shall provide satisfactory evidence to the board at the time of registration and renewal that the insurance required by subsections (a) and (b) of this section has been procured and is in effect. Failure to maintain insurance shall invalidate registration and may result in a fine to the registrant and/or suspension or revocation of the registration.

Notes of Decisions
Cited in 1 case, 2016–2016 · leading case: Mark Van Hoesen v. Lloyd's of London, alias., 134 A.3d 178 (R.I. 2016).
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Mark Van Hoesen v. Lloyd's of London, alias., 134 A.3d 178 (R.I. 2016). · cites it 7× “By its plain language, § 5-65-7 provides that the contractor is required to carry insurance “[throughout the period of registration,”, The statute imposes no duty whatsoever on any insurer to provide continuing coverage after the policy period has expired.”
R.I. Gen. Laws § 5-65-7(a): 1 case
Mark Van Hoesen v. Lloyd's of London, alias., 134 A.3d 178 (R.I. 2016). “By its plain language, § 5-65-7 provides that the contractor is required to carry insurance “[throughout the period of registration,”, The statute imposes no duty whatsoever on any insurer to provide continuing coverage after the policy period has expired.”
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