Tenn. Code Ann. » Tenn. Code / Title 26 / Chapter 2 / Part 1
Tennessee Code Annotated

Tenn. Code Ann. § 26-2-112 (2026)

Exemptions for the purpose of bankruptcy

✓ current as of May 2026
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The personal property exemptions as provided for in this part, and the other exemptions as provided in other sections of the Tennessee Code Annotated for the citizens of Tennessee, are hereby declared adequate and the citizens of Tennessee, pursuant to section 522 (b)(1), Public Law 95-598 known as the Bankruptcy Reform Act of 1978 (11 U.S.C., § 522 (b)(1)), are not authorized to claim as exempt the property described in the Bankruptcy Reform Act of 1978 (11 USC § 522 (d)).

Acts 1980, ch. 919, § 4; T.C.A., § 26-901.

Notes of Decisions
Cited in 61 cases, 1981–2017 · leading case: Lawrence v. Jahn (In Re Lawrence), 219 B.R. 786 (E.D. Tenn. 1998).
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Lawrence v. Jahn (In Re Lawrence), 219 B.R. 786 (E.D. Tenn. 1998). · cites it 6× “S.C. § 522 (b). Tennessee requires its citizens who file for bankruptcy to rely on the exemptions granted by Tennessee law rather than the exemptions listed in 11 U.”
In Re Rhoten, 31 B.R. 572 (M.D. Tenn. 1983). · cites it 9× “2 T.C.A. § 26-2-112, supra. 3 *575 However, that statute, by which Tennessee “opted-out” legislatively of the scheme of federal exemptions which are enumerated in 11 U.”
Rhodes v. Stewart (In Re Rhodes), 14 B.R. 629 (Bankr. M.D. Tenn. 1981). · cites it 6× “Section 26-901 [now § 26-2-112]. Exemptions for the purpose of bankruptcy.”
In Re Brewer, 17 B.R. 186 (Bankr. M.D. Tenn. 1982). · cites it 5× “At the time the debtors originally filed their bankruptcy schedules, § 26-2-112 of the Tennessee Code, enacted pursuant to 11 U.”
In Re Clark, 18 B.R. 824 (Bankr. E.D. Tenn. 1982). · cites it 4× “T.C.A. § 26-2-112. Tennessee’s opt out from the Federal exemption statute has been challenged in the Middle District of Tennessee.”
In Re Chapman, 424 B.R. 823 (Bankr. E.D. Tenn. 2010). · cites it 5× “See Tenn.Code Ann. § 26-2-112 (2000). 1 As the basis for his claimed exemption, Mr.”
In Re Arwood, 289 B.R. 889 (Bankr. E.D. Tenn. 2003). · cites it 3× “Tennessee has “opted out” of the federal exemptions pursuant to Tennessee Code Annotated section 26-2-112, which reads: Exemptions for the purpose of bankruptcy.”
Storey v. Bradford Furniture Co., Inc., 910 S.W.2d 857 (Tenn. 1995). · cites it 4× “DISCUSSION Under the Bankruptcy Code, a debtor may claim federal or state exemptions unless the state has chosen to opt-out of the federal exemption scheme.”
In Re Hogue, 286 S.W.3d 890 (Tenn. 2009). · cites it 2× “Tennessee has chosen to opt out of the federal exemption scheme pursuant to Tennessee Code Annotated section 26-2-112 (2000), which provides that the exemptions provided under state law are adequate and that citizens of Tennessee are not authorized to claim the federal…”
In Re Vickers, 408 B.R. 131 (Bankr. E.D. Tenn. 2009). · cites it 2× “See Tenn.Code Ann. § 26-2-112 (2000). As a party in interest, the Trustee may object to the Debtors’ claimed exemptions.”
In Re Rollins, 63 B.R. 780 (Bankr. E.D. Tenn. 1986). · cites it 2× “§ 522 (b); Tenn.Code Ann. §§ 26-2-112 & 26-2-102. Suppose the trustee avoids the security interest.”
In Re N., 294 B.R. 821 (Bankr. E.D. Tenn. 2003). · cites it 2× “See Tenn. Code Ann. § 26-2-112 (2000); Rhodes v.”
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