Tennessee Code Annotated
Tenn. Code Ann. § 47-18-111 (2026)
Exemptions
✓ current as of May 2026
- (a) This part does not apply to:
- (1) Acts or transactions required or specifically authorized under the laws administered by, or rules and regulations promulgated by, any regulatory bodies or officers acting under the authority of this state or of the United States;
- (2) A publisher, broadcaster, or other person principally engaged in the preparation or dissemination of information or the reproduction of printed or pictorial matter, who has prepared or disseminated such information or matter on behalf of others without notification from the attorney general that the information or matter violates or is being used as a means to violate this part;
- (3) Credit terms of a transaction which may be otherwise subject to this part, except insofar as the Tennessee Equal Consumer Credit Act of 1974, compiled in part 8 of this chapter may be applicable; or
- (4) A retailer who has in good faith engaged in the dissemination of claims of a manufacturer or wholesaler without actual knowledge that such claims violated this part.
- (b) The burden of proving an exemption from this part, as provided in this section, shall be upon the person claiming the exemption.
Amended by 2019 Tenn. Acts, ch. 459,s 12, eff. 9/30/2019.
Acts 1977, ch. 438, § 12; 1988, ch. 974, § 4.
Notes of Decisions
Cited in 21
cases (3 in the last 5 years), 1982–2023 · leading case: Nichols v. Merrill Lynch, Pierce, Fenner & Smith, 706 F. Supp. 1309 (M.D. Tenn. 1989).
Nichols v. Merrill Lynch, Pierce, Fenner & Smith, 706 F. Supp. 1309 (M.D. Tenn. 1989). “The parties and the State 10 have exhaustively briefed the issue of whether securities are exempted from the TCPA by virtue of T.C.A. § 47-18-111. Sound arguments have been advanced by all parties.”
Johnson v. John Hancock Funds, 217 S.W.3d 414 (Tenn. Ct. App. 2006). “The Act applies to all unfair or deceptive acts or practices affecting trade or commerce 6 that do not fit within one of the exceptions in Tenn.Code Ann. § 47-18-111. Thus, unless preempted or otherwise expressly superseded by federal or state law, the remedies available under…”
Win Myint & wife Patti KI. Myint v. Allstate Ins. Co., 970 S.W.2d 920 (Tenn. 1998). “Tennessee Code Annotated § 47-18-111 (1995) states: (a) The provisions of this part do not apply to: (1) Acts or transactions required or specifically authorized under the laws administered by, or rules and regulations promulgated by, any regulatory bodies or officers acting…”
Gaston v. Tennessee Farmers Mut. Ins. Co., 120 S.W.3d 815 (Tenn. 2003). “§ 47-18-111 (2001). Applying these principles, we conclude that Peggy Gaston may pursue a cause of action under the TCPA.”
Permobil, Inc. v. Am. Express Travel Related Servs. Co., 571 F. Supp. 2d 825 (M.D. Tenn. 2008). “” Tenn.Code Ann. § 47-18-111(a)(1). However, the transactions at issue here are not required by the laws of the United States or Tennessee.”
Skinner v. Steele, 730 S.W.2d 335 (Tenn. Ct. App. 1987). “T.C.A. § 47-18-111 provides: Exemptions. — The provisions of this chapter shall not apply to: (a) Acts or transactions required or specifically authorized under the laws administered by or rules and regulations promulgated by, any regulatory bodies or officers acting under the…”
Fulton Bellows, LLC v. Fed. Ins., 662 F. Supp. 2d 976 (E.D. Tenn. 2009). “1998) (citing Tenn.Code Ann. § 47-18-111). The court in Myint determined that exempting insurance companies from the coverage of the TCPA would frustrate the purposes of the Act.”
In Re Motor Fuel Temperature Sales Practices Litig., 534 F. Supp. 2d 1214 (D. Kan. 2008). “Tennessee The Tennessee Consumer Protection Act of 1977 (“TCPA”) exempts “[a]cts or transactions required or specifically authorized under the laws administered by, or rules and regulations promulgated by, any regulatory bodies or officers acting under authority of [Tennessee]…”
Klotz v. Underwood, 563 F. Supp. 335 (E.D. Tenn. 1982). “Had the Tennessee General Assembly desired to exclude transactions in real estate from the scope of the Act, they could easily have so provided in T.C.A. § 47-18-111, which lists certain exemptions from such Act.”
Joyner v. Triple Check Fin. Serv., 782 F. Supp. 364 (W.D. Tenn. 1991). “5 ' Exemptions — (a) The provisions of this part shall not apply to: (1) Acts or transactions required or specifically authorized under the laws administered by, or rules and regulations promulgated by, any regulatory bodies or officers acting under the authority of this state…”
Winkler v. Interim Servs., Inc., 36 F. Supp. 2d 1026 (M.D. Tenn. 1999). “The specific exemption claimed by Defendant is Section 47-18-111, which provides that the Act does not apply to acts or transactions required or specifically authorized under laws administered by, or rules and regulations promulgated by, any regulatory bodies or officers of the…”
Yousefzadeh v. Wells Fargo Bank, N.A. (M.D. Tenn. 2023). “First, Plaintiffs fail to allege any misrepresentations made by Wells Fargo. See generally, Compl.”
— Tenn. Code Ann. § 47-18-111(a) — 2 cases
Nichols v. Merrill Lynch, Pierce, Fenner & Smith, 706 F. Supp. 1309 (M.D. Tenn. 1989). “The parties and the State 10 have exhaustively briefed the issue of whether securities are exempted from the TCPA by virtue of T.C.A. § 47-18-111. Sound arguments have been advanced by all parties.”
Joyner v. Triple Check Fin. Serv., 782 F. Supp. 364 (W.D. Tenn. 1991). “5 ' Exemptions — (a) The provisions of this part shall not apply to: (1) Acts or transactions required or specifically authorized under the laws administered by, or rules and regulations promulgated by, any regulatory bodies or officers acting under the authority of this state…”
— Tenn. Code Ann. § 47-18-111(a)(1) — 5 cases
Johnson v. John Hancock Funds, 217 S.W.3d 414 (Tenn. Ct. App. 2006). “The Act applies to all unfair or deceptive acts or practices affecting trade or commerce 6 that do not fit within one of the exceptions in Tenn.Code Ann. § 47-18-111. Thus, unless preempted or otherwise expressly superseded by federal or state law, the remedies available under…”
Permobil, Inc. v. Am. Express Travel Related Servs. Co., 571 F. Supp. 2d 825 (M.D. Tenn. 2008). “” Tenn.Code Ann. § 47-18-111(a)(1). However, the transactions at issue here are not required by the laws of the United States or Tennessee.”
Nichols v. Merrill Lynch, Pierce, Fenner & Smith, 706 F. Supp. 1309 (M.D. Tenn. 1989). “The parties and the State 10 have exhaustively briefed the issue of whether securities are exempted from the TCPA by virtue of T.C.A. § 47-18-111. Sound arguments have been advanced by all parties.”
In Re Motor Fuel Temperature Sales Practices Litig., 534 F. Supp. 2d 1214 (D. Kan. 2008). “Tennessee The Tennessee Consumer Protection Act of 1977 (“TCPA”) exempts “[a]cts or transactions required or specifically authorized under the laws administered by, or rules and regulations promulgated by, any regulatory bodies or officers acting under authority of [Tennessee]…”
Niccole A. Naifeh v. Valley Forge Life Ins. Co. (Tenn. Ct. App. 2005).
— Tenn. Code Ann. § 47-18-111(a)(3) — 1 case
Yousefzadeh v. Wells Fargo Bank, N.A. (M.D. Tenn. 2023). “First, Plaintiffs fail to allege any misrepresentations made by Wells Fargo. See generally, Compl.”
Annotations are extracted automatically from the opinions in the
Syfert caselaw corpus and ranked by authority, recency, and
treatment. Dots show Syfertize treatment of the citing case itself.