Tennessee Code Annotated
Tenn. Code Ann. § 47-3-102 (2026)
Subject matter
✓ current as of May 2026
- (a) This chapter applies to negotiable instruments. It does not apply to money, to payment orders governed by chapter 4A of this title, or to securities governed by chapter 8 of this title.
- (b) If there is conflict between this chapter and chapter 4 or 9 of this title, chapters 4 and 9 of this title govern.
- (c) Regulations of the Board of Governors of the Federal Reserve System and operating circulars of the Federal Reserve Banks supersede any inconsistent provision of this chapter to the extent of the inconsistency.
Acts 1995, ch. 397, § 2.
Notes of Decisions
Cited in 7
cases, 1973–2015 · leading case: Harber v. Bank of Am., N.A., 274 S.W.3d 649 (Tenn. Ct. App. 2008).
Harber v. Bank of Am., N.A., 274 S.W.3d 649 (Tenn. Ct. App. 2008). “” She added that the 1992 version of Tennessee Code Annotated section 47-3-102(a) defined "issue” as "the first delivery of an instrument to a holder or remitter.”
Guar. Partners v. Huff, 830 S.W.2d 73 (Tenn. Ct. App. 1992). “As with other states, Tenn. Code Ann. § 47-3-102 (l)(e) provides that the term “means a negotiable instrument.”
Com. Union Bank v. May, 503 S.W.2d 112 (Tenn. 1973). “” T.C.A. § 47-3-102(1) (d) defines “secondary party” as "a drawer or indorser”.”
State v. Mickey Harris, 977 S.W.2d 127 (Tenn. Crim. App. 1998). “A check is payable on demand if it is payable at sight or on presentation or does *130 not state a time for payment.”
Synovus Bank v. David A. Paczko (Tenn. Ct. App. 2015). “Tenn. Code Ann. § 47-3-102 (a) (2001) (“This chapter applies to negotiable instruments.”
Tonya D. Thornley v. U. S. Bank, N.A. (Tenn. Ct. App. 2015). “Tenn. Code Ann. § 47-3-102 (2001). A ―negotiable instrument‖ means an unconditional promise or order to pay a fixed amount of money, with or without interest or other charges described in the promise or order, if it: (1) Is payable to bearer or to order at the time it is issued…”
United Am. Fin. Corp. v. Fin. Interstate Serv. Corp. (In re United Am. Fin. Corp.), 36 B.R. 331 (Bankr. E.D. Tenn. 1984). “Tenn.Code Ann. § 47-3-102(l)(e) (1979). .”
— Tenn. Code Ann. § 47-3-102(1) — 1 case
Com. Union Bank v. May, 503 S.W.2d 112 (Tenn. 1973). “” T.C.A. § 47-3-102(1) (d) defines “secondary party” as "a drawer or indorser”.”
— Tenn. Code Ann. § 47-3-102(a) — 1 case
Harber v. Bank of Am., N.A., 274 S.W.3d 649 (Tenn. Ct. App. 2008). “” She added that the 1992 version of Tennessee Code Annotated section 47-3-102(a) defined "issue” as "the first delivery of an instrument to a holder or remitter.”
— Tenn. Code Ann. § 47-3-102(l)(e) — 1 case
United Am. Fin. Corp. v. Fin. Interstate Serv. Corp. (In re United Am. Fin. Corp.), 36 B.R. 331 (Bankr. E.D. Tenn. 1984). “Tenn.Code Ann. § 47-3-102(l)(e) (1979). .”
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