Tex. Codes » Finance Code · TITLE 5. PROTECTION OF CONSUMERS OF FINANCIAL SERVICES · CHAPTER 392. DEBT COLLECTION
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Tex. Fin. Code § 392.404 (2026)

Remedies Under Other Law

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Sec. 392.404. REMEDIES UNDER OTHER LAW. (a) A violation of this chapter is a deceptive trade practice under Subchapter E, Chapter 17, Business & Commerce Code, and is actionable under that subchapter.

(b) This chapter does not affect or alter a remedy at law or in equity otherwise available to a debtor, creditor, governmental entity, or other legal entity.

Acts 1997, 75th Leg., ch. 1008, Sec. 1, eff. Sept. 1, 1997.

Notes of Decisions
Cited in 40 cases (4 in the last 5 years), 2002–2025 · leading case: Biggers v. BAC Home Loans Servicing, LP, 767 F. Supp. 2d 725 (N.D. Tex. 2011).
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Biggers v. BAC Home Loans Servicing, LP, 767 F. Supp. 2d 725 (N.D. Tex. 2011). · cites it 2× “¶ 23; Tex. Fin.Code Ann. § 392.404(a) (West 2006) (“A violation of this chapter [codifying the TDCPA] is a deceptive trade practice under Subchapter E, Chapter 17, Business & Commerce Code [codifying the DTPA], and is actionable under that subchapter.”
Ca Partners v. Spears, 274 S.W.3d 51 (Tex. App.—Houston [14th Dist.] 2008). “” See Tex Fin. Code § 392.404(a). Thus, because CA Partners's actions constituted a violation of the Texas Finance Code, the trial court was warranted in doubling Spears's mental anguish damages for a mere "knowing” violation of the DTPA.”
Watson v. Citimortgage, Inc., 814 F. Supp. 2d 726 (E.D. Tex. 2011). · cites it 2× “10-11, ¶ 33-34; Tex. Fin.Code Ann. § 392.404(a) (West 2006) (“A violation of this chapter [the TDCPA] is a deceptive trade practice under Subchapter E, Chapter 17, Business & Commerce Code [the DTPA], and is actionable under that sub-chapter.”
Cushman v. GC Servs., LP, 657 F. Supp. 2d 834 (S.D. Tex. 2009). · cites it 3× “Plaintiff then argues that Tex. Fin.Code § 392.404 acts as a “tie-in” provision allowing “claimants” under “another law” to recover “actual damages,” while DTPA “consumers” are limited to a narrower category of “economic damages.”
Robert Burton v. Wayman L. Prince, Nafisa Yaqoob, Indep. Mgmt. & Inv. LLC, 577 S.W.3d 280 (Tex. App.—Houston [14th Dist.] 2019). “015(b) (“A violation of [s]ection 27.01 that relates to the transfer of title to real estate is a false, misleading, or deceptive act or practice as defined by [s]ection 17.”
Nancy Alanis v. US Bank Nat'l Ass'n, 489 S.W.3d 485 (Tex. App.—Houston [1st Dist.] 2015). · cites it 2× “See Tex. Fin. Code Ann. § 392.404 (a) (Vernon 2006); Tex.”
Henning, Kenneth v. OneWest Bank FSB, 405 S.W.3d 950 (Tex. App.—Dallas 2013). “50; Tex. Fin.Code Ann. § 392.404(a) (“violation of this chapter is a deceptive trade practice under Subchapter E, Chapter 17, Business & Commerce Code”).”
Marauder Corp. v. Beall, 301 S.W.3d 817 (Tex. App.—Dallas 2010). “” Tex. Fin. Code Ann. § 392.404 (b) (Vernon 2006).”
Marketic v. U.S. Bank Nat'l Assoc., 436 F. Supp. 2d 842 (N.D. Tex. 2006). “50(h); Tex. Fin.Code § 392.404. However, Plaintiff fails to recognize that Tex.”
Brush v. Wells Fargo Bank, N.A., 911 F. Supp. 2d 445 (S.D. Tex. 2012). “Tex. Fin. Code § 392.404(a). The Brushes argue that because they are “consumers” under the TDCA, they must also be “consumers” under the DTPA.”
Eads v. Wolpoff & Abramson, LLP, 538 F. Supp. 2d 981 (W.D. Tex. 2008). “Tex. Fin.Code § 392.404. The DTPA allows a prevailing party to obtain equitable relief, such as an injunction.”
Wallace v. Davis (In Re Davis), 377 B.R. 827 (Bankr. E.D. Tex. 2007). “See Tex. Fin.Code § 392.404. 3. Plaintiff’s Claim for Unreasonable Collection Efforts Relating to Mr.”
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Tex. Fin. Code § 392.404(a): 18 cases
Biggers v. BAC Home Loans Servicing, LP, 767 F. Supp. 2d 725 (N.D. Tex. 2011). “¶ 23; Tex. Fin.Code Ann. § 392.404(a) (West 2006) (“A violation of this chapter [codifying the TDCPA] is a deceptive trade practice under Subchapter E, Chapter 17, Business & Commerce Code [codifying the DTPA], and is actionable under that subchapter.”
Ca Partners v. Spears, 274 S.W.3d 51 (Tex. App.—Houston [14th Dist.] 2008). “” See Tex Fin. Code § 392.404(a). Thus, because CA Partners's actions constituted a violation of the Texas Finance Code, the trial court was warranted in doubling Spears's mental anguish damages for a mere "knowing” violation of the DTPA.”
Watson v. Citimortgage, Inc., 814 F. Supp. 2d 726 (E.D. Tex. 2011). “10-11, ¶ 33-34; Tex. Fin.Code Ann. § 392.404(a) (West 2006) (“A violation of this chapter [the TDCPA] is a deceptive trade practice under Subchapter E, Chapter 17, Business & Commerce Code [the DTPA], and is actionable under that sub-chapter.”
Robert Burton v. Wayman L. Prince, Nafisa Yaqoob, Indep. Mgmt. & Inv. LLC, 577 S.W.3d 280 (Tex. App.—Houston [14th Dist.] 2019). “015(b) (“A violation of [s]ection 27.01 that relates to the transfer of title to real estate is a false, misleading, or deceptive act or practice as defined by [s]ection 17.”
Henning, Kenneth v. OneWest Bank FSB, 405 S.W.3d 950 (Tex. App.—Dallas 2013). “50; Tex. Fin.Code Ann. § 392.404(a) (“violation of this chapter is a deceptive trade practice under Subchapter E, Chapter 17, Business & Commerce Code”).”
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