Tex. Codes » Insurance Code · TITLE 5. PROTECTION OF CONSUMER INTERESTS · SUBTITLE C. DECEPTIVE, UNFAIR, AND PROHIBITED PRACTICES · CHAPTER 541. UNFAIR METHODS OF COMPETITION AND UNFAIR OR DECEPTIVE ACTS OR PRACTICES
Texas Codes

Tex. Ins. Code § 541.003 (2026)

Unfair Methods Of Competition And Unfair Or Deceptive Acts Or Practices Prohibited

✓ current as of May 2026
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Sec. 541.003. UNFAIR METHODS OF COMPETITION AND UNFAIR OR DECEPTIVE ACTS OR PRACTICES PROHIBITED. A person may not engage in this state in a trade practice that is defined in this chapter as or determined under this chapter to be an unfair method of competition or an unfair or deceptive act or practice in the business of insurance.

Added by Acts 2003, 78th Leg., ch. 1274, Sec. 2, eff. April 1, 2005.

Notes of Decisions
Cited in 41 cases (16 in the last 5 years), 2006–2026 · leading case: Wooley v. Lucksinger, 61 So. 3d 507 (La. 2011).
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Wooley v. Lucksinger, 61 So. 3d 507 (La. 2011). “21, recodified at Tex. Ins.Code § 541.003, prohibited any person engaged in the business of insurance from engaging in an unfair or deceptive act or practice.”
Farmers Grp., Inc. v. Lubin, 222 S.W.3d 417 (Tex. 2007). · cites it 2× “[11] TEX. INS.CODE §§ 541.003, 541.051-.061 (formerly art.”
Sanger Ins. Agency v. HUB Int'l, Limi, 802 F.3d 732 (5th Cir. 2015). · cites it 2× “The Texas Insurance Code bars any trade practice that it defines as unfair, Tex. Ins. Code § 541.003, and defines one such practice as a concerted or agreed-upon “act of boycott, coercion, or intimidation that results in or tends to result in the unreasonable restraint of or a…”
Lennar Corp. v. Great Am. Ins. Co., 200 S.W.3d 651 (Tex. App. 2006). “Laws 401 , 401-06 (repealed and recodified 2003) (current version at Tex. Ins.Code Ann. § 541.003 (Vernon Supp.”
Weiser-Brown Operating Co. v. St. Paul Surplus Lines Ins., 801 F.3d 512 (5th Cir. 2015). “003 provides that “[a] person may not engage in this state in a trade practice that is defined in this chapter as or determined under this chapter to be an unfair method of competition or an unfair or deceptive act or practice in the business of insurance.”
Hall Arts Ctr. Off., LLC v. Hanover Ins. Co., 327 F. Supp. 3d 979 (N.D. Tex. 2018). “" Tex. Ins. Code Ann. § 541.003 (West 2018).”
Robert Primo v. Great Am. Ins. Co., 455 S.W.3d 714 (Tex. App. 2014). · cites it 2× “Primo’s second amended petition 7 alleged that (1) Great American violated Texas Insurance Code sections 541.003 and 541.”
W. Reserve Life Assurance Co. of Ohio v. Graben, 233 S.W.3d 360 (Tex. App. 2007). “They further alleged that they were entitled to recover for these violations because they had sustained actual damages that were caused by these misrepresentations. On appeal, the Brokers claim that the Clients failed to prove that any allegedly wrongful actions or…”
Texas Mut. Ins. Co. v. Sara Care Child Care Ctr., Inc., 324 S.W.3d 305 (Tex. App. 2010). “See Tex.Ins.Code Ann. § 541.003 (Vernon 2009); Tex.”
Daniel A. Ramirez v. First Liberty Ins. Corp., 458 S.W.3d 568 (Tex. App. 2014). “Tex.Ins.Code Ann. § 541.003. Section 541.”
Berry v. Indianapolis Life Ins., 600 F. Supp. 2d 805 (N.D. Tex. 2009). “, Texas Ins. Code § 541.003 (“A person may not engage in this state in a trade practice that is .”
United States v. Frenchitt Collins, 774 F.3d 256 (5th Cir. 2014). “See Tex. Ins.Code § 541.003 (broadly prohibiting “unfair method[s] of competition” and “unfair or deceptive act[s]”).”
Show all 41 citing cases →
— Tex. Ins. Code § 541.003(b)(3) — 1 case
England v. Liberty Mut. Ins., 831 F. Supp. 2d 1008 (S.D. Tex. 2011).
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