Texas Codes

Tex. Penal Code § 32.32 (2026)

False Statement To Obtain Property Or Credit Or In The Provision Of Certain Services

✓ current as of May 2026

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Sec. 32.32. FALSE STATEMENT TO OBTAIN PROPERTY OR CREDIT OR IN THE PROVISION OF CERTAIN SERVICES. (a) For purposes of this section, "credit" includes:

(1) a loan of money;

(2) furnishing property or service on credit;

(3) extending the due date of an obligation;

(4) comaking, endorsing, or guaranteeing a note or other instrument for obtaining credit;

(5) a line or letter of credit;

(6) a credit card, as defined in Section 32.31 (Credit Card or Debit Card Abuse); and

(7) a mortgage loan.

(b) A person commits an offense if he intentionally or knowingly makes a materially false or misleading written statement to obtain property or credit, including a mortgage loan.

(b-1) A person commits an offense if the person intentionally or knowingly makes a materially false or misleading written statement in providing an appraisal of real property for compensation.

(1) a Class C misdemeanor if the value of the property or the amount of credit is less than $100;

(2) a Class B misdemeanor if the value of the property or the amount of credit is $100 or more but less than $750;

(3) a Class A misdemeanor if the value of the property or the amount of credit is $750 or more but less than $2,500;

(4) a state jail felony if the value of the property or the amount of credit is $2,500 or more but less than $30,000;

(5) a felony of the third degree if the value of the property or the amount of credit is $30,000 or more but less than $150,000;

(6) a felony of the second degree if the value of the property or the amount of credit is $150,000 or more but less than $300,000; or

(7) a felony of the first degree if the value of the property or the amount of credit is $300,000 or more.

(d) The following agencies shall assist a prosecuting attorney of the United States or of a county or judicial district of this state, a county or state law enforcement agency of this state, or a federal law enforcement agency in the investigation of an offense under this section involving a mortgage loan:

(1) the office of the attorney general;

(2) the Department of Public Safety;

(3) the Texas Department of Insurance;

(4) the Office of Consumer Credit Commissioner;

(5) the Texas Department of Banking;

(6) the credit union department;

(7) the Department of Savings and Mortgage Lending;

(8) the Texas Real Estate Commission;

(9) the Texas Appraiser Licensing and Certification Board; and

(10) the Texas Department of Housing and Community Affairs.

(e) With the consent of the appropriate local county or district attorney, the attorney general has concurrent jurisdiction with that consenting local prosecutor to prosecute an offense under this section that involves a mortgage loan.

Acts 1973, 63rd Leg., p. 883, ch. 399, Sec. 1, eff. Jan. 1, 1974. Amended by Acts 1993, 73rd Leg., ch. 900, Sec. 1.01, eff. Sept. 1, 1994; Acts 1995, 74th Leg., ch. 76, Sec. 14.50, eff. Sept. 1, 1995; Acts 2001, 77th Leg., ch. 1245, Sec. 3, eff. Sept. 1, 2001.

Amended by:

Acts 2007, 80th Leg., R.S., Ch. 285 (H.B. 716), Sec. 5, eff. September 1, 2007.

Acts 2009, 81st Leg., R.S., Ch. 709 (H.B. 2840), Sec. 4, eff. September 1, 2009.

Acts 2009, 81st Leg., R.S., Ch. 709 (H.B. 2840), Sec. 5, eff. September 1, 2009.

Acts 2015, 84th Leg., R.S., Ch. 1251 (H.B. 1396), Sec. 16, eff. September 1, 2015.

Notes of Decisions

Cited in 64 cases (8 in the last 5 years), 1984–2025 · leading case: Jones v. State, 323 S.W.3d 885 (Tex. Crim. App. 2010).

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Jones v. State, 323 S.W.3d 885 (Tex. Crim. App. 2010). · cites it 6× “The State charged appellant, under Texas Penal Code § 32.32, with making false statements to obtain property or credit.”

State v. Hill, 499 S.W.3d 853 (Tex. Crim. App. 2016). · cites it 2× “The Hills were charged under Texas Penal Code, Section 32.32(b) (Making a False Statement to Obtain Property or Credit), 1 and under Texas Penal Code, Section 32.”

Harris, Owen Thomas, 359 S.W.3d 625 (Tex. Crim. App. 2011). · cites it 2× “” See Tex. Penal Code § 32.32. In concluding that each “materially false or misleading written statement” made constituted a separate unit of prosecution, one of the factors upon which we relied was the statute’s use of the singular.”

Oldham v. State, 977 S.W.2d 354 (Tex. Crim. App. 1998). · cites it 2× “The appellant was represented by retained counsel at her trial for forgery committed on January 9, 1989, in violation of Texas Penal Code § 32.32. On January 13, 1992, she was found guilty by a jury.”

Jones v. State, 285 S.W.3d 501 (Tex. App. 2009). · cites it 6× “Conclusion Having overruled Appellant’s first and third points, but having sustained his second point and vacated the convictions and sentences under the second and third counts of each judgment, we affirm the trial court’s judgments as modified.”

Lo, Ex Parte John Christopher, 424 S.W.3d 10 (Tex. Crim. App. 2013). “03(j) (with consent of local prosecutor, attorney general has concurrent jurisdiction to prosecute thefts involving state Medicaid program); Tex. Penal Code § 32.32 (with consent of local prosecutor, attorney general has concurrent jurisdiction to prosecute false statements made…”

Robalin v. State, 224 S.W.3d 470 (Tex. App. 2007). · cites it 3× “See Tex. Pen.Code Ann. § 32.32 (Vernon 2003).”

Stevenson v. State, 499 S.W.3d 842 (Tex. Crim. App. 2016). “Tex. Penal Code § 32.32(b) (West 2015). .”

Jang Won Cho v. Kun Sik Kim & Veronica Young Lee, Legal Heir to Patrick Hiy Chang Lee, 572 S.W.3d 783 (Tex. App. 2019). “32, obtaining property or credit by intentionally or knowingly making a false or misleading written statement is a third-degree felony if the value of the property or the amount of credit is more than $30,000 but less than $150,000 and is punishable by a fine of up to $10,000…”

Murray, Raymond Desmond, 302 S.W.3d 874 (Tex. Crim. App. 2009). “See Tex Penal Code § 32.32. 3 . See Tex Penal Code § 32.”

Marascio, Eric Reed, 471 S.W.3d 832 (Tex. Crim. App. 2015). “380-82409-08, (380th Dist. Ct., Collin County, Tex. dismissed Dec.”

Olurebi v. State, 870 S.W.2d 58 (Tex. Crim. App. 1994). “” TexPenal Code Ann. § 32.32(b). Interestingly, the use of a credit card obtained in violation of section 32.”

Show all 64 citing cases →

— Tex. Penal Code § 32.32(a)(1) — 1 case

Briscoe v. State, 541 S.W.3d 867 (Tex. App. 2018).

— Tex. Penal Code § 32.32(b) — 23 cases

Jones v. State, 323 S.W.3d 885 (Tex. Crim. App. 2010). “The State charged appellant, under Texas Penal Code § 32.32, with making false statements to obtain property or credit.”

State v. Hill, 499 S.W.3d 853 (Tex. Crim. App. 2016). “The Hills were charged under Texas Penal Code, Section 32.32(b) (Making a False Statement to Obtain Property or Credit), 1 and under Texas Penal Code, Section 32.”

Stevenson v. State, 499 S.W.3d 842 (Tex. Crim. App. 2016). “Tex. Penal Code § 32.32(b) (West 2015). .”

Olurebi v. State, 870 S.W.2d 58 (Tex. Crim. App. 1994). “” TexPenal Code Ann. § 32.32(b). Interestingly, the use of a credit card obtained in violation of section 32.”

Ran Ken, Inc. v. Schlapper, 963 S.W.2d 102 (Tex. App. 1998).

— Tex. Penal Code § 32.32(b)(1)(A) — 1 case

Manuel Garcia v. State (Tex. App. 2011).

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