Tex. Codes » Transportation Code · TITLE 7. VEHICLES AND TRAFFIC · SUBTITLE D. MOTOR VEHICLE SAFETY RESPONSIBILITY · CHAPTER 601. MOTOR VEHICLE SAFETY RESPONSIBILITY ACT
Texas Codes

Tex. Transp. Code § 601.051 (2026)

Requirement Of Financial Responsibility

✓ current as of May 2026
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Sec. 601.051. REQUIREMENT OF FINANCIAL RESPONSIBILITY. A person may not operate a motor vehicle in this state unless financial responsibility is established for that vehicle through:

(1) a motor vehicle liability insurance policy that complies with Subchapter D;

(2) a surety bond filed under Section 601.121;

(3) a deposit under Section 601.122;

(4) a deposit under Section 601.123; or

(5) self-insurance under Section 601.124.

Acts 1995, 74th Leg., ch. 165, Sec. 1, eff. Sept. 1, 1995.

Notes of Decisions
Cited in 58 cases (6 in the last 5 years), 1998–2026 · leading case: Progressive Cnty. Mut. Ins. Co. v. Sink, 107 S.W.3d 547 (Tex. 2003).
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Progressive Cnty. Mut. Ins. Co. v. Sink, 107 S.W.3d 547 (Tex. 2003). · cites it 2× “[26] Tex. Transp. Code § 601.051. [27] Dairyland County Mut.”
Tanner v. Nationwide Mut. Fire Ins. Co., 289 S.W.3d 828 (Tex. 2009). “Co. v. S.S., 858 S.W.2d 374, 377 (Tex. 1993) (noting that the same reasoning applicable to construing the policy term "accidents" is applicable to construing an intentional-injury exclusion).”
United States v. Cecilio Broca-Martinez, 855 F.3d 675 (5th Cir. 2017). “Tex. Transp. Code Ann. § 601.051 . Violating this statute is a misdemeanor.”
Jankowiak v. Allstate Prop. & Cas. Ins. Co., 201 S.W.3d 200 (Tex. App. 2006). “Tex. Transp. Code Ann. §§ 601.051 , 601.072 (Vernon 1999).”
Gonzalez-Gilando v. State, 306 S.W.3d 893 (Tex. App. 2010). “See Tex. TRAnsp. Code Ann. § 601.051 (Vernon 1999).”
State v. JB Daniel, 446 S.W.3d 809 (Tex. App. 2014). “” Tex. Transp. Code Ann. § 601.051 (West 2011); see Thrower v.”
Ellis v. State, 535 S.W.3d 209 (Tex. App. 2017). “See Tex. Transp. Code Ann. § 601.051 (West 2011).”
State v. Morales, 322 S.W.3d 297 (Tex. App. 2010). “Tex. Transp. Code ANN. § 601.051 (Vernon 1999).”
Houston Cab Co. v. Fields, 249 S.W.3d 741 (Tex. App. 2008). “See Tex. Transp. Code Ann. § 601.051 (Vernon 1999); Mayes, 236 S.”
Carlos A. Arias v. State, 477 S.W.3d 925 (Tex. App. 2015). “Tex. Transp. Code § 601.051. Several exceptions apply to this requirement.”
Farmers Tex. Cnty. Mut. Ins. Co. v. Zuniga, 548 S.W.3d 646 (Tex. App. 2017). “See TEX. TRANSP. CODE ANN. § 601.051 (West 2001) ; David A.”
Robertson v. Home State Cnty. Mut. Ins. Co., 348 S.W.3d 273 (Tex. App. 2011). “” Tex. Transp. Code Ann. § 601.051 (1) (West 2011).”
Show all 58 citing cases →
— Tex. Transp. Code § 601.051(4) — 1 case
Untitled Texas Attorney Gen. Opinion (Tex. Att'y Gen. 2014).
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