Texas Codes

Tex. Transp. Code § 601.076 (2026)

Required Terms: Owner's Policy

✓ current as of May 2026
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Sec. 601.076. REQUIRED TERMS: OWNER'S POLICY. An owner's motor vehicle liability insurance policy must:

(1) cover each motor vehicle for which coverage is to be granted under the policy; and

(2) pay, on behalf of the named insured or another person who, as insured, uses a covered motor vehicle with the express or implied permission of the named insured, amounts the insured becomes obligated to pay as damages arising out of the ownership, maintenance, or use of the motor vehicle in the United States or Canada, subject to the amounts, excluding interest and costs, and exclusions of Section 601.072.

Acts 1995, 74th Leg., ch. 165, Sec. 1, eff. Sept. 1, 1995.

Notes of Decisions
Cited in 3 cases, 1997–2014 · leading case: Milligan v. State Farm Mut. Auto. Ins., 940 S.W.2d 228 (Tex. App. 1997).
Milligan v. State Farm Mut. Auto. Ins., 940 S.W.2d 228 (Tex. App. 1997). “Laws 1870, 1871 (current version at Tex.Transp.Code Ann. § 601.076 (Vernon Supp.”
Rice v. Alamo Rent-A-Car, Inc., 987 S.W.2d 231 (Tex. App. 1999). “Laws 1610 , 1614-15 (current version at Tex. Transp. Code Ann. § 601.076 (Vernon 1999)).”
Aundra Conyer v. Josue Reyes (Tex. App. 2014). “See Tex. Transp. Code Ann. § 601.076 (West 2011) (stating terms required to be included in an owner’s motor vehicle liability policy), § 601.”
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