15 U.S.C. § 1645

Business credit cards; limits on liability of employees

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The exemption provided by section 1603(1) of this title does not apply to the provisions of sections 1642, 1643, and 1644 of this title, except that a card issuer and a business or other organization which provides credit cards issued by the same card issuer to ten or more of its employees may by contract agree as to liability of the business or other organization with respect to unauthorized use of such credit cards without regard to the provisions of section 1643 of this title, but in no case may such business or other organization or card issuer impose liability upon any employee with respect to unauthorized use of such a credit card except in accordance with and subject to the limitations of section 1643 of this title.

Notes of Decisions
Cited in 6 cases, 1977–2006 · leading case: Am. Express Co. v. Koerner, 452 U.S. 233 (1981).
Am. Express Co. v. Koerner, 452 U.S. 233 (1981). · cites it 2× “1519 , 15 U. S. C. § 1645 , Congress provided that the business purpose exemption in § 104 (1) is generally not applicable to § 132, 15 U.”
DBI Architects, P.C. v. Am. Express Travel Related Servs. Co., 462 F. Supp. 2d 1 (D.D.C. 2006). · cites it 3× “However, an exception to the non-application of the subchapter to credit transactions for a business purpose is clearly and expressly delineated in 15 U.S.C. § 1645 . Titled “Business credit cards; limits on liability of employees,” the Section provides, relevant to our…”
Transamerica Ins. Co. v. Stand. Oil Co., 325 N.W.2d 210 (N.D. 1982). · cites it 2× “15 U.S.C. § 1645 (1977). All credit cards, whether used for business or for consumer purposes, are covered by the 50-dollar limit in § 1643.”
Louis R. Koerner, Sr., Individually & on Behalf of All Others Similarly Situated v. The Am. Express Co., 615 F.2d 191 (5th Cir. 1980). · cites it 2× “In 1974 TILA was amended to enact the circuit courts’ decisions that § 1603 did not apply to the $50 limitation, 15 U.S.C. § 1645 , and to state that the exemption did not apply to the provisions forbidding issuance of unsolicited cards and imposing criminal penalties for…”
Koerner v. Am. Express Co., 444 F. Supp. 334 (E.D. La. 1977). · cites it 2× “Public Law 93-495 enacted on October 28, 1974, gave effect to this recommendation in § 410 [ 15 U.S.C. § 1645 ], *338 which provides that the business purpose exemption of the Act does not apply to the credit card provisions.”
Helen D. Harbaugh & John P. Harbaugh v. Cont'l Illinois Nat'l Bank & Trust Co. of Chicago, a Nat'l Banking Ass'n, 615 F.2d 1169 (7th Cir. 1980). “§ 202 (1978)), and 15 U.S.C. § 1645 (1974), and wrote Mr. Harbaugh that “You may wish to discuss with your attorney the remedies available to you under 15 U.”
Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.