20 U.S.C. § 1092c

Simplification of lending process for borrowers

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(a) All like loans treated as one

To the extent practicable, and with the cooperation of the borrower, eligible lenders shall treat all loans made to a borrower under the same section of part B as one loan and shall submit one bill to the borrower for the repayment of all such loans for the monthly or other similar period of repayment. Any deferments on one such loan will be considered a deferment on the total amount of all such loans.

(b) One lender, one guaranty agency

To the extent practicable, and with the cooperation of the borrower, the guaranty agency shall ensure that a borrower only have one lender, one holder, one guaranty agency, and one servicer with which to maintain contact.

(Pub. L. 89–329, title IV, § 485C, as added Pub. L. 102–325, title IV, § 488, July 23, 1992, 106 Stat. 624.)

Notes of Decisions

Cited in 2 cases, 2000–2000 · leading case: Halperin v. Reg'l Adjustment Bureau, Inc., 206 F.3d 1063 (11th Cir. 2000).

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Halperin v. Reg'l Adjustment Bureau, Inc., 206 F.3d 1063 (11th Cir. 2000). · cites it 2× “Moreover, we find that the grammatical construction of § 1095a suggests that the word “loans” as used in § 1095a(a) refers only to those debt instruments held by the Secretary for which the Secretary is authorized to seek garnishment, not all of the loans that either the…”

Halperin v. Reg'l Adj. Bureau, 206 F.3d 1063 (11th Cir. 2000). “Moreover, we find that the grammatical construction of § 1095a suggests that the word “loans” as used in § 1095a(a) refers only to those debt instruments held by the Secretary for which the Secretary is authorized to seek garnishment, not all of the loans that either the…”

— 20 U.S.C. § 1092c(a) — 1 case

Halperin v. Reg'l Adjustment Bureau, Inc., 206 F.3d 1063 (11th Cir. 2000). “Moreover, we find that the grammatical construction of § 1095a suggests that the word “loans” as used in § 1095a(a) refers only to those debt instruments held by the Secretary for which the Secretary is authorized to seek garnishment, not all of the loans that either the…”

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