Utah Code » Title 31A, Chapter 22 — Contracts in Specific Lines; part 31A-22-8 — Credit Life and Accident and Health Insurance
Utah Code

Utah Code § 31A-22-801 (2026)

Scope of part

✓ laws through the 2026 General Session (checked July 2026)
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Except as provided under Subsection (2), all life insurance and accident and health insurance in connection with loans or other credit transactions are subject to this part.
Insurance written in connection with a credit transaction is not subject to this part, but is subject to other provisions of this title, if the credit transaction is:
secured by a first mortgage or deed of trust; and
made to finance the purchase of real property or the construction of a dwelling thereon, or to refinance a prior credit transaction made for such a purpose.
Isolated transactions on the part of an insurer that are not related to an agreement or plan for insuring debtors of the creditor are not subject to this part.

Amended by Chapter 168, 2017 General Session

Notes of Decisions
Cited in 2 cases, 2001–2004 · leading case: Speros v. Fricke, 2004 UT 69, 98 P.3d 28.
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Speros v. Fricke, 2004 UT 69, 98 P.3d 28. · cites it 2× “See Utah Code Ann. §§ 31A-22-801(5), 41-12a-108(8) (20083).”
Regal Ins. Co. v. Bott, 2001 UT 71, 31 P.3d 524. · cites it 2× “See Utah Code Ann. §§ 31A-22-801 to ~815 (1994 & Supp.”
Utah Code § 31A-22-801(5): 1 case
Speros v. Fricke, 2004 UT 69, 98 P.3d 28. “See Utah Code Ann. §§ 31A-22-801(5), 41-12a-108(8) (20083).”
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