Utah Code

Utah Code § 31A-22-801 (2026)

Scope of part

✓ current as of May 2026

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Except as provided under Subsection (2), all life insurance and accident and health insurance in connection with loans or other credit transactions are subject to this part.

Insurance written in connection with a credit transaction is not subject to this part, but is subject to other provisions of this title, if the credit transaction is:

secured by a first mortgage or deed of trust; and

made to finance the purchase of real property or the construction of a dwelling thereon, or to refinance a prior credit transaction made for such a purpose.

Isolated transactions on the part of an insurer that are not related to an agreement or plan for insuring debtors of the creditor are not subject to this part.

Notes of Decisions

Cited in 2 cases, 2001–2004 · leading case: Speros v. Fricke, 2004 UT 69 (Utah 2004).

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Speros v. Fricke, 2004 UT 69 (Utah 2004). · cites it 2× “See Utah Code Ann. §§ 31A-22-801(5), 41-12a-108(8) (20083).”

Regal Ins. Co. v. Bott, 2001 UT 71 (Utah 2001). · cites it 2× “See Utah Code Ann. §§ 31A-22-801 to ~815 (1994 & Supp.”

— Utah Code § 31A-22-801(5) — 1 case

Speros v. Fricke, 2004 UT 69 (Utah 2004). “See Utah Code Ann. §§ 31A-22-801(5), 41-12a-108(8) (20083).”

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