Utah Code » Title 31A, Chapter 22 — Contracts in Specific Lines; part 31A-22-8 — Credit Life and Accident and Health Insurance
Utah Code

Utah Code § 31A-22-803 (2026)

Forms of insurance permitted

✓ laws through the 2026 General Session (checked Sept. 2026)
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Credit life insurance and credit accident and health insurance may be issued only in the following forms:

individual policies of term life insurance issued to debtors;
individual policies of term accident and health insurance issued to debtors, or accident and health benefit provisions in individual policies of credit life insurance;
group policies of term life insurance issued to creditors, providing insurance upon the lives of debtors;
group policies of term accident and health insurance issued to creditors insuring debtors, or accident and health benefit provisions in group credit life insurance policies.

Amended by Chapter 116, 2001 General Session

Notes of Decisions
Cited in 2 cases, 2004–2007 · leading case: Speros v. Fricke, 2004 UT 69, 98 P.3d 28.
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Speros v. Fricke, 2004 UT 69, 98 P.3d 28. · cites it 2× “See Utah Code Ann. § 31A-22-803(1)(a)(if)(A) (2008).”
Progressive Cas. Ins. Co. v. Ewart, 2007 UT 52, 167 P.3d 1011. · cites it 2× “" Utah Code Ann. § 31A-22-803(1)(a)(i)(A) (2005).”
Utah Code § 31A-22-803(1)(a)(i)(A): 1 case
Progressive Cas. Ins. Co. v. Ewart, 2007 UT 52, 167 P.3d 1011. “" Utah Code Ann. § 31A-22-803(1)(a)(i)(A) (2005).”
Utah Code § 31A-22-803(1)(a)(if)(A): 1 case
Speros v. Fricke, 2004 UT 69, 98 P.3d 28. “See Utah Code Ann. § 31A-22-803(1)(a)(if)(A) (2008).”
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