Utah Code

Utah Code § 31A-22-803 (2026)

Forms of insurance permitted

✓ current as of May 2026

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Credit life insurance and credit accident and health insurance may be issued only in the following forms:

individual policies of term life insurance issued to debtors;

individual policies of term accident and health insurance issued to debtors, or accident and health benefit provisions in individual policies of credit life insurance;

group policies of term life insurance issued to creditors, providing insurance upon the lives of debtors;

group policies of term accident and health insurance issued to creditors insuring debtors, or accident and health benefit provisions in group credit life insurance policies.

Notes of Decisions

Cited in 2 cases, 2004–2007 · leading case: Speros v. Fricke, 2004 UT 69 (Utah 2004).

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Speros v. Fricke, 2004 UT 69 (Utah 2004). · cites it 2× “See Utah Code Ann. § 31A-22-803(1)(a)(if)(A) (2008).”

Progressive Cas. Ins. Co. v. Ewart, 2007 UT 52 (Utah 2007). · cites it 2× “" Utah Code Ann. § 31A-22-803(1)(a)(i)(A) (2005).”

— Utah Code § 31A-22-803(1)(a)(i)(A) — 1 case

Progressive Cas. Ins. Co. v. Ewart, 2007 UT 52 (Utah 2007). “" Utah Code Ann. § 31A-22-803(1)(a)(i)(A) (2005).”

— Utah Code § 31A-22-803(1)(a)(if)(A) — 1 case

Speros v. Fricke, 2004 UT 69 (Utah 2004). “See Utah Code Ann. § 31A-22-803(1)(a)(if)(A) (2008).”

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