Vt. Stat. Ann. » Title 12 Chapter 172
Vermont Statutes Annotated

Vt. Stat. Ann. tit. 12, § 4946 (2026)

Procedure

✓ current as of May 2026
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Subchapter 003 : FORECLOSURE BY JUDICIAL SALE

(Cite as: 12 V.S.A. § 4946)
Notes of Decisions
Cited in 7 cases (3 in the last 5 years), 2013–2026 · leading case: HSBC Bank USA N.A. (Jeffrey C. Riley, Appellant) v. Scott A. McAllister & Eddy Mulder, 2018 VT 9, 182 A.3d 593.
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HSBC Bank USA N.A. (Jeffrey C. Riley, Appellant) v. Scott A. McAllister & Eddy Mulder, 2018 VT 9, 182 A.3d 593. “The foreclosure judgment provided the standard six-month redemption period under 12 V.S.A. § 4946(b), expiring on April 29, 2016.”
Wells Fargo Bank v. Sweet (Vt. Super. Ct. 2014). · cites it 2× “Plaintiff further argues it is entitled to a writ of possession under 12 V.S.A. § 4946(d), which provides: In the case of farmland or a dwelling house currently occupied by the owner as his or her principal residence when the period of redemption in the decree expires, the clerk…”
Bank of New York Mellon v. Peter Campbell (Vt. Super. Ct. 2013). · cites it 2× “12 V.S.A. § 4946. The sale must take place at the property unless the court orders otherwise.”
US Bank v. Truman (Vt. Super. Ct. 2024). “nor Cymbidium Restoration Trust are the “plaintiff” in this case, as required by 12 V.S.A. § 4946(a), and neither entity is the purchaser of the mortgaged property as reflected in the confirmation order, 12 V.”
Wilmington Trust Nat'l Assoc. v. Foster (Vt. Super. Ct. 2018). “Plaintiff then filed a motion to shorten the redemption period to not more than 30 days pursuant to 12 V.S.A. § 4946(c), as well as the certification of counsel required by V.”
US Bank v. Nutting (Vt. Super. Ct. 2025). “! It is not clear from Plaintiff's complaint if the action for possession was pursuant to 12 V.S.A. § 4946(d) or some provisions of 9 V.”
US Bank v. Maloney (Vt. Super. Ct. 2026). “The Court also Grants Plaintiff’s Motion to Shorten the Redemption Period as allowed under 12 V.S.A. § 4946. The period of redemption shall be reduced to 30 days.”
Vt. Stat. Ann. tit. 12, § 4946(a): 2 cases
US Bank v. Truman (Vt. Super. Ct. 2024). “nor Cymbidium Restoration Trust are the “plaintiff” in this case, as required by 12 V.S.A. § 4946(a), and neither entity is the purchaser of the mortgaged property as reflected in the confirmation order, 12 V.”
Bank of New York Mellon v. Peter Campbell (Vt. Super. Ct. 2013). “12 V.S.A. § 4946. The sale must take place at the property unless the court orders otherwise.”
Vt. Stat. Ann. tit. 12, § 4946(b): 1 case
HSBC Bank USA N.A. (Jeffrey C. Riley, Appellant) v. Scott A. McAllister & Eddy Mulder, 2018 VT 9, 182 A.3d 593. “The foreclosure judgment provided the standard six-month redemption period under 12 V.S.A. § 4946(b), expiring on April 29, 2016.”
Vt. Stat. Ann. tit. 12, § 4946(c): 1 case
Wilmington Trust Nat'l Assoc. v. Foster (Vt. Super. Ct. 2018). “Plaintiff then filed a motion to shorten the redemption period to not more than 30 days pursuant to 12 V.S.A. § 4946(c), as well as the certification of counsel required by V.”
Vt. Stat. Ann. tit. 12, § 4946(d): 2 cases
Wells Fargo Bank v. Sweet (Vt. Super. Ct. 2014). “Plaintiff further argues it is entitled to a writ of possession under 12 V.S.A. § 4946(d), which provides: In the case of farmland or a dwelling house currently occupied by the owner as his or her principal residence when the period of redemption in the decree expires, the clerk…”
US Bank v. Nutting (Vt. Super. Ct. 2025). “! It is not clear from Plaintiff's complaint if the action for possession was pursuant to 12 V.S.A. § 4946(d) or some provisions of 9 V.”
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