Revised Code of Washington

Wash. Rev. Code § 18.28.185 (2026)

✓ current as of May 2026
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A violation of this chapter constitutes an unfair or deceptive act or practice in the conduct of trade or commerce under chapter 19.86 RCW.
[ 1979 c 156 s 10.]

Notes:

Effective dateSeverability1979 c 156: See notes following RCW 18.28.010.
Notes of Decisions
Cited in 5 cases, 1985–2015 · leading case: Carlsen v. Global Client Solutions, LLC, 171 Wash. 2d 486 (Wash. 2011).
Carlsen v. Global Client Solutions, LLC, 171 Wash. 2d 486 (Wash. 2011). · cites it 4× “RCW 18.28.185 provides an express civil remedy for violation of the debt adjusting statute: “[A] violation of this chapter constitutes an unfair or deceptive act or practice in the conduct of trade or commerce under [the Consumer Protection Act (CPA),] chapter 19.”
Carlsen v. Global Client Solutions, LLC, 256 P.3d 321 (Wash. 2011). · cites it 4× “RCW 18.28.185 provides an express civil remedy for violation of the debt adjusting statute: "a violation of this chapter constitutes an unfair or deceptive act or practice in the conduct of trade or commerce under [the Consumer Protection Act (CPA),] chapter 19.”
State v. Schwab, 693 P.2d 108 (Wash. 1985). · cites it 2× “Reconsideration denied March 5, 1985. NOTES [1] Finding of fact 9. [2] RCW 19.”
Anderson v. Valley Quality Homes, Inc., 928 P.2d 1143 (Wash. Ct. App. 1997). · cites it 2× “170 (business opportunities), RCW 18.28.185 (debt adjustment), RCW 18.39.”
Russell & Diane Taylor v. Matthew S. Calene (Wash. Ct. App. 2015). “, RCW 18.28.185; RCW 19.09.340; RCW 19.110.”
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