Wash. Rev. Code » Title 48 · Chapter 48.11
Revised Code of Washington

Wash. Rev. Code § 48.11.020 (2026)

"Life insurance" defined

✓ current as of May 2026
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"Life insurance" is insurance on human lives and insurances appertaining thereto or connected therewith. For the purposes of this code the transacting of life insurance includes the granting of annuities and endowment benefits; additional benefits in event of death by accident; additional benefits in event of the total and permanent disability of the insured; and optional modes of settlement of proceeds.
[1947 c 79 s .11.02; Rem. Supp. 1947 s 45.11.02.]
Notes of Decisions
Cited in 3 cases, 1993–2016 · leading case: Osborn ex rel. Petit v. Metro. Life Ins., 160 F. Supp. 3d 1238 (D. Or. 2016).
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Osborn ex rel. Petit v. Metro. Life Ins., 160 F. Supp. 3d 1238 (D. Or. 2016). · cites it 2× “One of the issues before the court in Gomez was whether the plaintiffs accident policy qualified as life insurance under RCW 48.11.020 or disability insurance under RCW 48.”
Gomez v. Life Ins. Co. of North Am., 928 P.2d 1153 (Wash. Ct. App. 1997). · cites it 3× “As this is not an "additional benefit” to a life insurance policy, the language in RCW 48.11.020 is not applicable. Finally, the Legislature specifically defined "disability insurance,” as "insurance against bodily injury, disablement or death by accident,” meaning that coverage…”
Variable Annuity Life Ins. v. Clarke, 998 F.2d 1295 (5th Cir. 1993). “2-602 (1986); Wash.Rev.Code § 48.11.020 (1984); W.Va.Code § 33-1-10(a) (1988); Wis.”
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