Revised Code of Washington
Wash. Rev. Code § 48.22.090 (2026)
Personal injury protection coverage—Exceptions
✓ current as of May 2026
Find cases:
SyfertCases citing this section
WA-LEGapp.leg.wa.gov
JustiaTitle on Justia
CornellLII Search
CasesGoogle Scholar
An insurer is not required to provide personal injury protection coverage to or on behalf of:
(1) A person who intentionally causes injury to himself or herself;
(2) A person who is injured while participating in a prearranged or organized racing or speed contest or in practice or preparation for such a contest;
(3) A person whose bodily injury is due to war, whether or not declared, or to an act or condition incident to such circumstances;
(4) A person whose bodily injury results from the radioactive, toxic, explosive, or other hazardous properties of nuclear material;
(5) The named insured or a relative while occupying a motor vehicle owned by the named insured or furnished for the named insured's regular use, if such motor vehicle is not described on the declaration page of the policy under which a claim is made;
(6) A relative while occupying a motor vehicle owned by the relative or furnished for the relative's regular use, if such motor vehicle is not described on the declaration page of the policy under which a claim is made; or
(7) An insured whose bodily injury results or arises from the insured's use of an automobile in the commission of a felony.
Notes:
Severability—Effective date—1993 c 242: See notes following RCW 48.22.005.
Notes of Decisions
Cited in 6
cases, 1998–2019 · leading case: Albee v. Farmers Ins., 967 P.2d 1 (Wash. Ct. App. 1998).
Albee v. Farmers Ins., 967 P.2d 1 (Wash. Ct. App. 1998). “Albee asserts, in abbreviated fashion, that RCW 48.22.090 20 demonstrates a legislative intent to preclude cooperation clauses of the type in issue here.”
Barth v. Allstate Ins. Co., 977 P.2d 6 (Wash. Ct. App. 1999). “Barth's policy is broader than public policy now mandates because the relevant exception is limited to those vehicles not insured under the policy: Personal injury protection coverage need not be provided to or on behalf of: .”
Liberty Mut. Ins. v. Tripp, 974 P.2d 899 (Wash. Ct. App. 1999). “030 (UIM); RCW 48.22.090 (PIP); Roberts v. Safeco Ins.”
Albee v. Farmers Ins. Co. of Washington, 967 P.2d 1 (Wash. Ct. App. 1998). “Albee asserts, in abbreviated fashion, that RCW 48.22.090 [20] demonstrates a legislative *5 intent to preclude cooperation clauses of the type in issue here.”
Barth v. Allstate Ins., 977 P.2d 6 (Wash. Ct. App. 1999). “Since the dates of the policy and accident at issue here, RCW 48.22.090 became effective. This statute authorizes exclusions to PIP coverage and is an indication that the Allstate exclusion in Ms.”
Joseph M. Thompson v. Progressive Direct Ins. Co., 438 P.3d 533 (Wash. Ct. App. 2019). “As a result of House Bill 1233, the Washington State code reviser created three new code sections and placed sections 3 through 5 of the bill into RCW 48.22.090, RCW 48.22.095, and RCW 48.”
— Wash. Rev. Code § 48.22.090(2) — 3 cases
Albee v. Farmers Ins., 967 P.2d 1 (Wash. Ct. App. 1998). “Albee asserts, in abbreviated fashion, that RCW 48.22.090 20 demonstrates a legislative intent to preclude cooperation clauses of the type in issue here.”
Barth v. Allstate Ins. Co., 977 P.2d 6 (Wash. Ct. App. 1999). “Barth's policy is broader than public policy now mandates because the relevant exception is limited to those vehicles not insured under the policy: Personal injury protection coverage need not be provided to or on behalf of: .”
Albee v. Farmers Ins. Co. of Washington, 967 P.2d 1 (Wash. Ct. App. 1998). “Albee asserts, in abbreviated fashion, that RCW 48.22.090 [20] demonstrates a legislative *5 intent to preclude cooperation clauses of the type in issue here.”
Annotations are extracted automatically from the opinions in the
Syfert caselaw corpus and ranked by authority, recency, and
treatment. Dots show Syfertize treatment of the citing case itself.