Wash. Rev. Code » Title 48 · Chapter 48.34
Revised Code of Washington

Wash. Rev. Code § 48.34.030 (2026)

Definitions

✓ current as of May 2026
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For the purpose of this chapter: (1) "Credit life insurance" means insurance on the life of a debtor pursuant to or in connection with a specific loan or other credit transaction;
(2) "Credit accident and health insurance" means insurance on a debtor to provide indemnity for payments becoming due on a specific loan or other credit transaction while the debtor is disabled as defined in the policy;
(3) "Creditor" means the lender of money or vendor or lessor of goods, services, properties, rights, or privileges, for which payment is arranged through a credit transaction, or any successor to the right, title, or interest of any such lender, vendor, or lessor, and an affiliate, associate, or subsidiary of any of them or a director, officer, or employee of any of them or any other person in any way associated with any of them;
(4) "Debtor" means a borrower of money or a purchaser or lessee of goods, services, properties, rights, or privileges for which payment is arranged through a credit transaction;
(5) "Indebtedness" means the total amount payable by a debtor to a creditor in connection with the loan or other credit transaction.
[ 1961 c 219 s 3.]
Notes of Decisions
Cited in 3 cases, 1971–2000 · leading case: Leuning v. Hill, 486 P.2d 87 (Wash. 1971).
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Leuning v. Hill, 486 P.2d 87 (Wash. 1971). “In essence, the question presented is whether payment of a debt with the proceeds of a credit life insurance policy, issued on the life and at the behest of a surety to the obligation, constitutes such a payment by the surety as would entitle the surety’s estate to…”
Abbott v. Cuna Mut. Ins. Soc'y, 102 Wash. App. 519 (Wash. Ct. App. 2000). “RCW 48.34.030(1) states that credit life insurance is “insurance on the life of a debtor pursuant to or in connection with a specific loan or other credit transaction.”
Abbott v. Cuna Mut. Ins. Soc., 7 P.3d 852 (Wash. Ct. App. 2000). “RCW 48.34.030(1) states that credit life insurance is "insurance on the life of the debtor pursuant to or in connection with a specific loan or other credit transaction.”
— Wash. Rev. Code § 48.34.030(1) — 3 cases
Leuning v. Hill, 486 P.2d 87 (Wash. 1971). “In essence, the question presented is whether payment of a debt with the proceeds of a credit life insurance policy, issued on the life and at the behest of a surety to the obligation, constitutes such a payment by the surety as would entitle the surety’s estate to…”
Abbott v. Cuna Mut. Ins. Soc'y, 102 Wash. App. 519 (Wash. Ct. App. 2000). “RCW 48.34.030(1) states that credit life insurance is “insurance on the life of a debtor pursuant to or in connection with a specific loan or other credit transaction.”
Abbott v. Cuna Mut. Ins. Soc., 7 P.3d 852 (Wash. Ct. App. 2000). “RCW 48.34.030(1) states that credit life insurance is "insurance on the life of the debtor pursuant to or in connection with a specific loan or other credit transaction.”
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