Revised Code of Washington
Wash. Rev. Code § 61.16.020 (2026)
Mortgages, how satisfied of record
✓ current as of May 2026
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Whenever the amount due on any mortgage is paid, the mortgagee or the mortgagee's legal representatives or assigns shall, at the request of any person interested in the property mortgaged, execute an instrument in writing referring to the mortgage by the volume and page of the record or otherwise sufficiently describing it and acknowledging satisfaction in full thereof. Said instrument shall be duly acknowledged, and upon request shall be recorded in the county wherein the mortgaged property is situated. Every instrument of writing heretofore recorded and purporting to be a satisfaction of mortgage, which sufficiently describes the mortgage which it purports to satisfy so that the same may be readily identified, and which has been duly acknowledged before an officer authorized by law to take acknowledgments or oaths, is hereby declared legal and valid, and a certified copy of the record thereof is hereby constituted prima facie evidence of such satisfaction.
Notes of Decisions
Cited in 2
cases, 1996–1997 · leading case: Schmerer v. Darcy, 910 P.2d 498 (Wash. Ct. App. 1996).
Schmerer v. Darcy, 910 P.2d 498 (Wash. Ct. App. 1996). “RCW 61.16.020 provides in part that "[w]henever the amount due on any mortgage is paid, the mortgagee .”
Kelly-Hansen v. Kelly-Hansen, 941 P.2d 1108 (Wash. Ct. App. 1997). “030 states: If the mortgagee fails to acknowledge satisfaction of the mortgage as provided in RCW 61.16.020 sixty days from the date of such request or demand, the mortgagee shall forfeit and pay to the mortgagor damages and a reasonable attorneys’ fee, to be recovered in any…”
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