Wisconsin Statutes

Wis. Stat. § 422.301 (2026)

Requirements of federal act

✓ current as of July 2026

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422.301422.301 Requirements of federal act. In addition to the disclosures required by the federal consumer credit protection act, if any, the creditor shall disclose to the customer to whom credit is extended the information required by this subchapter. With respect to every consumer credit sale payable in installments (s. 421.301 (30)) upon which no separate finance charge is stated or imposed (s. 421.301 (20)) the creditor shall make disclosures in accordance with the federal consumer credit protection act, to the extent applicable, whether or not such act requires such disclosures to be made.

422.301 HistoryHistory: 1971 c. 239; 1979 c. 10.

422.301 AnnotationThe Functions of Disclosure Regulation in Consumer Transactions. Whitford. 1973 WLR 400.

Notes of Decisions

Cited in 4 cases, 1996–2008 · leading case: Burney v. Thorn Americas, Inc., 944 F. Supp. 762 (E.D. Wis. 1996).

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Burney v. Thorn Americas, Inc., 944 F. Supp. 762 (E.D. Wis. 1996). · cites it 7× “has violated Wis. Stat. § 422.301 by failing to disclose the finance charge as an annual interest rate.”

Finch v. Wisconsin Auto Title Loans, Inc., 586 F. Supp. 2d 1070 (E.D. Wis. 2008). · cites it 12× “However, plaintiff also alleges that by treating the $150 membership fee as principal, defendant necessarily violated another provision of the WCA, Wis. Stat. § 422.301 , which, according to plaintiff, incorporates TILA’s requirement to accurately disclose the finance charge and…”

Wagner v. Wisconsin Auto Title Loans, Inc., 584 F. Supp. 2d 1123 (E.D. Wis. 2008). · cites it 5× “2 This would be an apparent violation of Wis. Stat. § 422.301 (Requirements of federal act): “In addition to the disclosures required by the federal consumer credit protection act [i.”

Haak v. Hults Ford-Mercury, Inc., 79 F. Supp. 2d 1020 (W.D. Wis. 1999). “The Wisconsin Consumer Act incorporates by reference the same requirements as TILA, § 422.301, Wis. Stats., and independently provides for the recovery of attorney’s fees, § 425.”

Annotations are extracted automatically from the opinions in the Syfert caselaw corpus and ranked by authority, recency, and treatment. Dots show Syfertize treatment of the citing case itself.