Wyo. Stat. § 34.1-2-104 (2026)

"financing agency".

     (a) "Merchant" means a person who deals in goods of the
kind or otherwise by his occupation holds himself out as having
knowledge or skill peculiar to the practices or goods involved
in the transaction or to whom such knowledge or skill may be
attributed by his employment of an agent or broker or other
intermediary who by his occupation holds himself out as having
such knowledge or skill.

     (b) "Financing agency" means a bank, finance company or
other person who in the ordinary course of business makes
advances against goods or documents of title or who by
arrangement with either the seller or the buyer intervenes in
ordinary course to make or collect payment due or claimed under
the contract for sale, as by purchasing or paying the seller's
draft or making advances against it or by merely taking it for
collection whether or not documents of title accompany or are
associated with the draft. "Financing agency" includes also a
bank or other person who similarly intervenes between persons
who are in the position of seller and buyer in respect to the
goods (section 34.1-2-707).

     (c) "Between merchants" means in any transaction with
respect to which both parties are chargeable with the knowledge
or skill of merchants.