Code of Alabama
Ala. Code § 25-5-9 (2026)
Pooling of Employers’ Liabilities for Qualification as Self-Insurers.
✓ official Alabama Legislature (ALISON) text, current July 2026
(a) The Secretary of Labor may, under such rules and regulations as he may prescribe, permit two or more employers, as such term is defined in Section 25-5-1, to enter into agreements to pool their liabilities under this chapter for the purpose of qualifying as self-insurers under this chapter. Each employer member of such approved group shall be authorized to operate as a self-insurer under this chapter.
(b) Two or more employer groups as described in (a) above may enter into agreements to pool their liabilities under this chapter for the purpose of providing excess coverage above the self-insured retention levels maintained by the individual employer groups.
(c) This section is supplemental and shall insofar as possible be construed in pari materia with this chapter; however, any law or part thereof in conflict herewith is repealed.
(Acts 1965, No. 407, p. 587; Acts 1987, No. 87-559, p. 842.)
Notes of Decisions
Cited in 4
cases, 1991–2014 · leading case: Alabama Ins. Guar. Ass'n v. Ass'n of Gen. Contractors Self-Insurer's Fund, 80 So. 3d 188 (Ala. 2010).
Alabama Ins. Guar. Ass'n v. Ass'n of Gen. Contractors Self-Insurer's Fund, 80 So. 3d 188 (Ala. 2010). “Section 25-5-9(b) provides that "[t]wo or more employer groups as described in [§ 25-5-9](a) ... may enter into agreements to pool their liabilities under this chapter for the purpose of providing excess coverage above the self-insured retention levels maintained by the…”
Riscorp, Inc. v. Norman, 915 So. 2d 1142 (Ala. 2005). “Occupational Safety Association of Alabama Workmen's Compensation Fund (`the Fund')[] is a self-insurance workers' compensation fund, established in February 1992, under § 25-5-9, Ala.Code 1975. The Fund was established to allow certain businesses to join together for the…”
Alabama Ins. Guar. Ass'n v. Reliance Ins. Co. in Liquidation, 100 A.3d 702 (Pa. Commw. Ct. 2014). “Ala.Code § 25-5-9. .Regulations promulgated by the Alabama Department of Industrial Relations provide that group self-insurer funds, such as AGCSF, that become members of a reinsurance trust *705 fund are not required to obtain excess insurance coverage in order to qualify as a…”
Superior Roofing Contractors, Inc. v. Alabama Roofing, Sheet Metal, Heating & Air Conditioning Contractors' Ass'n Self Insurers Fund, 576 So. 2d 216 (Ala. 1991). “The Fund, which operates for the benefit of the Alabama Roofing, Sheet Metal, Heating & Air Conditioning Contractors’ Association, was formed pursuant to Ala. Code 1975, § 25-5-9, providing for the pooling of employers’ funds for workmen’s compensation self-insurance.”
— Ala. Code § 25-5-9(a) — 2 cases
Alabama Ins. Guar. Ass'n v. Ass'n of Gen. Contractors Self-Insurer's Fund, 80 So. 3d 188 (Ala. 2010). “Section 25-5-9(b) provides that "[t]wo or more employer groups as described in [§ 25-5-9](a) ... may enter into agreements to pool their liabilities under this chapter for the purpose of providing excess coverage above the self-insured retention levels maintained by the…”
Alabama Ins. Guar. Ass'n v. Reliance Ins. Co. in Liquidation, 100 A.3d 702 (Pa. Commw. Ct. 2014). “Ala.Code § 25-5-9. .Regulations promulgated by the Alabama Department of Industrial Relations provide that group self-insurer funds, such as AGCSF, that become members of a reinsurance trust *705 fund are not required to obtain excess insurance coverage in order to qualify as a…”
— Ala. Code § 25-5-9(b) — 2 cases
Alabama Ins. Guar. Ass'n v. Ass'n of Gen. Contractors Self-Insurer's Fund, 80 So. 3d 188 (Ala. 2010). “Section 25-5-9(b) provides that "[t]wo or more employer groups as described in [§ 25-5-9](a) ... may enter into agreements to pool their liabilities under this chapter for the purpose of providing excess coverage above the self-insured retention levels maintained by the…”
Alabama Ins. Guar. Ass'n v. Reliance Ins. Co. in Liquidation, 100 A.3d 702 (Pa. Commw. Ct. 2014). “Ala.Code § 25-5-9. .Regulations promulgated by the Alabama Department of Industrial Relations provide that group self-insurer funds, such as AGCSF, that become members of a reinsurance trust *705 fund are not required to obtain excess insurance coverage in order to qualify as a…”
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