Code of Alabama
Ala. Code § 27-1-1 (2026)
Short Title.
✓ official Alabama Legislature (ALISON) text, current July 2026
This title constitutes the Alabama Insurance Code.
(Acts 1971, No. 407, p. 707, §1.)
Notes of Decisions
Cited in 10
cases (1 in the last 5 years), 1996–2021 · leading case: Blue Cross & Blue Shield of Alabama v. Nielsen, 917 F. Supp. 1532 (N.D. Ala. 1996).
Blue Cross & Blue Shield of Alabama v. Nielsen, 917 F. Supp. 1532 (N.D. Ala. 1996). “In the event the exemption in the Enabling Legislation was not clear enough, the Alabama Legislature provided in the Insurance Code (Ala.Code §§ 27-1-1, et seq.) a second exemption from compliance with the Insurance Code: This title shall not apply as to: Nonprofit corporations…”
Peacock v. Cincinnati Ins. Co., 51 So. 3d 298 (Ala. 2010). “1 *303 We must examine the circumstances under which the Department and the commissioner have the exclusive authority to consider Peacock’s claims, thus depriving the trial court of jurisdiction, and the circumstances under which Peacock might have a remedy in proceedings before…”
Woodmen of the World Life Ins. Soc'y v. Harris, 740 So. 2d 362 (Ala. 1999). “Code 1975, §§ 27-34-1 to -54; [2] these statutory provisions appear as part of Title 27, known as the Alabama Insurance Code, see § 27-1-1. As a Woodmen certificate holder, Harris is contractually bound by Woodmen's constitution and bylaws and any amendments thereto.”
United Servs. Auto. Ass'n v. Vogel, 733 So. 2d 401 (Ala. Civ. App. 1998). “See generally, Ala.Code 1975, § 27-1-1 et seq., and the *406 rules and regulations promulgated thereunder.”
North River Ins. Co. v. Overton, 59 So. 3d 1 (Ala. 2010). “2d at 1372 (quoting § 27-1-1(a)(1)). A review of the evidence in light of the legal principles in Ballard —that Blythe had no agency agreement with North River and instead worked as Prince’s agent—compels the conclusion that, at most, Blythe acted as a broker on Prince’s behalf…”
Ex parte Liberty Nat'l Life Ins. Co., 209 So. 3d 486 (Ala. 2016). “Code 1975, a part of the Alabama Insurance Code, § 27-1-1 et seq., Ala.Code 1975 (“the Insurance Code”), requires an insurable interest in a life-insurance policy to exist at a point other than the time at which the policy becomes effective; and (2) reversing the trial court’s…”
Burroughs v. Bellsouth Telecomm., Inc., 446 F. Supp. 2d 1294 (N.D. Ala. 2006). “This was the academic distinction this court discussed in Oliver v.”
Barton v. Liberty Nat'l Life Ins. Co., 209 So. 3d 479 (Ala. Civ. App. 2014). “Code 1975, § 27-14-3, a part of the Alabama Insurance Code, Ala.Code 1975, § 27-1-1 et seq. (“the Insurance Code”), there was no requirement that Leanne have an insurable interest in the life of Benjamin Jr.”
Barton v. Liberty Nat'l Life Ins. Co., 209 So. 3d 495 (Ala. Civ. App. 2016). “In concluding that the trial court had erred in dismissing Barton’s action, we determined that Alabama’s Insurance Code, Ala.Code 1975, § 27-1-1 et seq., “does not allow for a change of beneficiary to a person with no insurable interest in the insured.”
Tucker v. Transamerica Life Ins. Co. (N.D. Ala. 2021). “See Ala. Code § 27-1-1 , et seq. In McDonald, the Alabama Supreme Court explained that the text of the insurance code authorizes the insurance commissioner to bring an action against an insurer and found that “[n]othing in the Insurance Code suggests that the Legislature…”
— Ala. Code § 27-1-1(a)(1) — 1 case
North River Ins. Co. v. Overton, 59 So. 3d 1 (Ala. 2010). “2d at 1372 (quoting § 27-1-1(a)(1)). A review of the evidence in light of the legal principles in Ballard —that Blythe had no agency agreement with North River and instead worked as Prince’s agent—compels the conclusion that, at most, Blythe acted as a broker on Prince’s behalf…”
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