Code of Alabama
Ala. Code § 27-12-23 (2026)
False Statements, Etc., in Insurance Application.
✓ official Alabama Legislature (ALISON) text, current July 2026
No agent, broker, solicitor, examining physician, or other person shall knowingly make a false or fraudulent statement or representation in, or relative to, an application for insurance. Violations of this section shall be punishable under Section 27-1-12.
(Acts 1971, No. 407, p. 707, §249.)
Notes of Decisions
Cited in 2
cases, 1990–1997 · leading case: Foremost Ins. Co. v. Parham, 693 So. 2d 409 (Ala. 1997).
Foremost Ins. Co. v. Parham, 693 So. 2d 409 (Ala. 1997). “See Ala.Code 1975, §§ 27-12-23 and 27-1-12. The jury's punitive damages award to the Parhams and its punitive damages award to Massey, when compared to the maximum fine that could be imposed, both give a ratio of 3,000 to 1.”
Alfa Mut. Ins. Co. v. Northington, 561 So. 2d 1041 (Ala. 1990). “shall knowingly make a false or fraudulent statement or representation in, or relative to, an application for insurance,'" quoting Ala.Code 1975, § 27-12-23). The record shows that there was at least a scintilla of evidence tending to show that Ms.”
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