Alaska Statutes
Alaska Stat. § 28.22.011 (2026)
Motor vehicle liability insurance required; exemptions
✓ current as of July 2026
Find cases:
SyfertCases citing this section
AK-LEGakleg.gov
JustiaTitle on Justia
CornellLII Search
CasesGoogle Scholar
Sec. 28.22.011. Motor vehicle liability insurance required; exemptions.
(a) The operator or owner of a motor vehicle subject to registration under AS 28.10.011 when driven on a highway, vehicular way or area, or on other public property in the state, shall be insured under a motor vehicle liability policy that complies with this chapter or a certificate of self-insurance that complies with AS 28.20.400 unless
(1) the motor vehicle is being driven or moved on a highway, vehicular way, or a public parking place in the state that is not connected by a land highway or vehicular way to
(A) the land-connected state highway system, or
(B) a highway or vehicular way with an average daily traffic volume greater than 499; and
(2) the operator has not been cited within the preceding five years for a traffic law violation with a demerit point value of six or more on the point schedule determined under regulations adopted by the department under AS 28.15.221.
(b) The department shall annually publish a list of areas that meet the requirements of (a)(1) of this section. This list shall be available for public inspection at each office of the department.
(c) In this section, “operator” does not include
(1) an employee who operates, during the course and within the scope of employment, a motor vehicle that is owned or leased by the operator's employer; or
(2) an emergency service volunteer who operates, during the course and within the scope of responding to an emergency, a motor vehicle not owned by the volunteer.
(a) The operator or owner of a motor vehicle subject to registration under AS 28.10.011 when driven on a highway, vehicular way or area, or on other public property in the state, shall be insured under a motor vehicle liability policy that complies with this chapter or a certificate of self-insurance that complies with AS 28.20.400 unless
(1) the motor vehicle is being driven or moved on a highway, vehicular way, or a public parking place in the state that is not connected by a land highway or vehicular way to
(A) the land-connected state highway system, or
(B) a highway or vehicular way with an average daily traffic volume greater than 499; and
(2) the operator has not been cited within the preceding five years for a traffic law violation with a demerit point value of six or more on the point schedule determined under regulations adopted by the department under AS 28.15.221.
(b) The department shall annually publish a list of areas that meet the requirements of (a)(1) of this section. This list shall be available for public inspection at each office of the department.
(c) In this section, “operator” does not include
(1) an employee who operates, during the course and within the scope of employment, a motor vehicle that is owned or leased by the operator's employer; or
(2) an emergency service volunteer who operates, during the course and within the scope of responding to an emergency, a motor vehicle not owned by the volunteer.
Notes of Decisions
Cited in 10
cases (1 in the last 5 years), 1990–2021 · leading case: Gov't Employees Ins. Co. v. Graham-Gonzalez, 107 P.3d 279 (Alaska 2005).
Gov't Employees Ins. Co. v. Graham-Gonzalez, 107 P.3d 279 (Alaska 2005). “[8] AS 28.22.011. [9] Order Granting Partial Summary Judgment, Case No.”
Progressive Ins. Co. v. Simmons, 953 P.2d 510 (Alaska 1998). “See AS 28.22.011. 11 Although the AMAIA’s coverage *521 limits generally parallel those of the MVSRA, 12 the two acts are not coextensive.”
Byron F. Geisinger v. State of Alaska, State of Alaska v. Byron F. Geisinger, 498 P.3d 92 (Alaska Ct. App. 2021). “Under AS 28.22.011, the owner of a motor vehicle is required to carry insurance on their vehicle, but a driver is not required to produce documentary proof of this insurance unless they are stopped by a police officer 10 or unless they are involved 10 AS 28.”
Bradshaw v. State, Dep't of Admin., Div. of Motor Vehs., 224 P.3d 118 (Alaska 2010). “not less than 90 days if, within the preceding 10 years, the person has not had a driver's license suspended for violation of AS 28.22.011 or former AS 28.22.200. 2 . AS 28.”
Ray v. Draeger, 353 P.3d 806 (Alaska 2015). “See AS 28.22.011 ('The operator or owner of a motor vehicle .”
State, Dep't of Pub. Saf., Div. of Motor Vehs. v. Fernandes, 946 P.2d 1259 (Alaska 1997). “031 [requirement and method of proof of motor vehicle insurance], the department shall suspend the driver's license of that person for the following periods: (1)not less than 90 days if, within the preceding 10 years, the person has not had a driver’s license suspended for…”
Ayres v. United Servs. Auto. Ass'n, 160 P.3d 128 (Alaska 2007). “" AS 28.22.011. The two acts' policy content requirements are generally parallel, but where one requires more extensive coverage than the other it governs.”
Omaha Prop. & Cas. Co. v. Crosby, 756 F. Supp. 1380 (D. Mont. 1990). “Alaska Stat. § 28.22.011 (1989). Thus, although this court assumes that Montana law would apply to this issue, the same result is reached under Alaska law.”
Bollerud v. State, Dep't of Pub. Saf., 929 P.2d 1283 (Alaska 1997). “AS 28.22.011(a) provides: The operator or owner of a motor vehicle subject to registration under AS 28.”
21st Century Premier Ins. v. Smith, 998 F. Supp. 2d 884 (D. Alaska 2014). “28 More importantly, under AS 28.22.011(a), “[t]he operator or owner of a motor vehicle subject to registration under AS 28.”
— Alaska Stat. § 28.22.011(a) — 3 cases
State, Dep't of Pub. Saf., Div. of Motor Vehs. v. Fernandes, 946 P.2d 1259 (Alaska 1997). “031 [requirement and method of proof of motor vehicle insurance], the department shall suspend the driver's license of that person for the following periods: (1)not less than 90 days if, within the preceding 10 years, the person has not had a driver’s license suspended for…”
Bollerud v. State, Dep't of Pub. Saf., 929 P.2d 1283 (Alaska 1997). “AS 28.22.011(a) provides: The operator or owner of a motor vehicle subject to registration under AS 28.”
21st Century Premier Ins. v. Smith, 998 F. Supp. 2d 884 (D. Alaska 2014). “28 More importantly, under AS 28.22.011(a), “[t]he operator or owner of a motor vehicle subject to registration under AS 28.”
Annotations are extracted automatically from the opinions in the
Syfert caselaw corpus and ranked by authority, recency, and
treatment. Dots show Syfertize treatment of the citing case itself.