Ariz. Rev. Stat. » Title 20
Arizona Revised Statutes

Ariz. Rev. Stat. § 20-252 (2026)

"Casualty insurance" defined

✓ current as of May 2026
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"Casualty insurance" includes vehicle insurance as defined in section 20-259, and in addition includes:

1. Liability insurance, which is insurance against legal liability for the death, injury or disability of any human being, or for damage to property, and provision of medical, hospital, surgical or disability benefits to injured persons and funeral and death benefits to dependents, beneficiaries or personal representatives of persons killed, irrespective of legal liability of the insured, when issued as an incidental coverage with or supplemental to liability insurance.

2. Workers' compensation and employer's liability insurance, which is insurance of the obligations accepted by, imposed upon or assumed by employers under law for death, disablement or injury of employees.

3. Burglary and theft insurance, which is insurance against loss or damage by burglary, theft, larceny, robbery, forgery, fraud, vandalism, malicious mischief, confiscation or wrongful conversion, disposal or concealment, or from any attempt at any of the foregoing, including supplemental coverages for medical, hospital, surgical and funeral benefits sustained by the named insured or other person as a result of bodily injury during the commission of a burglary, robbery or theft by another, and also insurance against loss of or damage to money, coins, bullion, securities, notes, drafts, acceptances or any other valuable papers and documents, resulting from any cause.

4. Personal property floater insurance, which is insurance upon personal effects against loss or damage from any cause.

5. Glass insurance, which is insurance against loss or damage to glass, including its lettering, ornamentation and fittings.

6. Boiler and machinery insurance, which is insurance against any liability and loss or damage to property or interest resulting from accidents to or explosion of boilers, pipes, pressure containers, machinery or apparatus, and to make inspection of and issue certificates of inspection upon boilers, machinery and apparatus of any kind, whether or not insured.

7. Leakage and fire extinguishing equipment insurance, which is insurance against loss or damage to any property or interest caused by the breakage or leakage of sprinklers, hoses, pumps and other fire extinguishing equipment or apparatus, water pipes and containers, or by water entering through leaks or openings in buildings, and insurance against loss or damage to such sprinklers, hoses, pumps and other fire extinguishing equipment or apparatus.

8. Credit insurance, which is insurance against loss or damage resulting from failure of debtors to pay their obligations to the insured.

9. Malpractice insurance, which is insurance against legal liability of the insured, and against loss, damage or expense incidental to a claim of such liability, and including medical, hospital, surgical and funeral benefits to injured persons, irrespective of legal liability of the insured, arising out of the death, injury or disablement of any person, or arising out of damage to the economic interest of any person, as the result of negligence in rendering expert, fiduciary or professional service.

10. Entertainments insurance, which is insurance indemnifying the producer of any motion picture, television, radio, theatrical, sport, spectacle, entertainment or similar production, event or exhibition against loss from interruption, postponement or cancellation thereof due to death, accidental injury or sickness of performers, participants, directors or other principals.

11. Miscellaneous insurance, which is insurance against any other kind of loss, damage or liability properly a subject of insurance and not within any other kind of insurance as defined in this title, if such insurance is not disapproved by the director as being contrary to law or public policy.

Notes of Decisions
Cited in 8 cases (1 in the last 5 years), 1970–2025 · leading case: Wells Fargo Credit Corp. v. Arizona Prop. & Cas. Ins. Guar. Fund, 799 P.2d 908 (Ariz. Ct. App. 1990).
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Wells Fargo Credit Corp. v. Arizona Prop. & Cas. Ins. Guar. Fund, 799 P.2d 908 (Ariz. Ct. App. 1990). · cites it 7× “See A.R.S. § 20-252(11). Integrity was declared insolvent in April 1987.”
St. Paul Fire & Marine Ins. v. Gilmore, 812 P.2d 977 (Ariz. 1991). · cites it 2× “The term "policy” is also broadly defined as “contract of or agreement for or effecting insurance, or the certificate thereof, by whatever name called, and includes all clauses, riders, endorsements and papers attached thereto and a part thereof.”
Liberty Ins. Underwriters, Inc. v. Weitz Co., 158 P.3d 209 (Ariz. Ct. App. 2007). “Arizona Revised Statutes § 20-252 (2002) defines “[plersonal property floater insurance'' as “insurance upon personal effects against loss or damage from any cause.”
Cundiff v. State Farm Mut. Auto. Ins., 145 P.3d 638 (Ariz. Ct. App. 2006). · cites it 4× “And the definitions of "casualty insurance” in § 20-252 separately include, and thereby implicitly differentiate, "[l]iability insurance” and "[workers' compensation .”
Kearney v. Mid-Century Ins. Co., 526 P.2d 169 (Ariz. Ct. App. 1974). “Property insurance shall also include miscellaneous insurance as defined in paragraph 11 of § 20-252 except as to any noncontractual liability coverage includable therein.”
Samsill v. Am. Home Assurance Co., 579 P.2d 588 (Ariz. Ct. App. 1978). · cites it 10× “§ 20-256, or casualty insurance as defined in A.R.S. § 20-252. This Court is called upon to make that determination due to the mandates of A.”
First Sec. Bank v. Fireman's Fund Ins., 472 P.2d 87 (Ariz. Ct. App. 1970). · cites it 4× “A.R.S. § 20-252, defines casualty insurance as follows : “ ‘Casualty insurance’ includes vehicle insurance as defined in § 20-259, and in addition includes: ***** * 3.”
Escandon (D. Ariz. 2025). · cites it 2× “3d at 273 12 (quoting A.R.S. § 20-252(1)–(2)). “Unlike liability insurance, [WC insurance] does not 13 provide coverage based on fault” or legal liability.”
— Ariz. Rev. Stat. § 20-252(1) — 2 cases
Cundiff v. State Farm Mut. Auto. Ins., 145 P.3d 638 (Ariz. Ct. App. 2006). “And the definitions of "casualty insurance” in § 20-252 separately include, and thereby implicitly differentiate, "[l]iability insurance” and "[workers' compensation .”
Escandon (D. Ariz. 2025). “3d at 273 12 (quoting A.R.S. § 20-252(1)–(2)). “Unlike liability insurance, [WC insurance] does not 13 provide coverage based on fault” or legal liability.”
— Ariz. Rev. Stat. § 20-252(11) — 2 cases
Wells Fargo Credit Corp. v. Arizona Prop. & Cas. Ins. Guar. Fund, 799 P.2d 908 (Ariz. Ct. App. 1990). “See A.R.S. § 20-252(11). Integrity was declared insolvent in April 1987.”
Samsill v. Am. Home Assurance Co., 579 P.2d 588 (Ariz. Ct. App. 1978). “§ 20-256, or casualty insurance as defined in A.R.S. § 20-252. This Court is called upon to make that determination due to the mandates of A.”
— Ariz. Rev. Stat. § 20-252(2) — 1 case
Cundiff v. State Farm Mut. Auto. Ins., 145 P.3d 638 (Ariz. Ct. App. 2006). “And the definitions of "casualty insurance” in § 20-252 separately include, and thereby implicitly differentiate, "[l]iability insurance” and "[workers' compensation .”
— Ariz. Rev. Stat. § 20-252(9) — 1 case
Wells Fargo Credit Corp. v. Arizona Prop. & Cas. Ins. Guar. Fund, 799 P.2d 908 (Ariz. Ct. App. 1990). “See A.R.S. § 20-252(11). Integrity was declared insolvent in April 1987.”
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