California Codes
Cal. Insurance Code § 119.5 (2026)
✓ current as of May 2026
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Insolvency insurance includes insurance against loss arising from the failure of an insolvent insurer to discharge its obligations under its insurance policies.
Notes of Decisions
Cited in 14
cases, 1981–2019 · leading case: Isaacson v. California Ins. Guarantee Ass'n, 750 P.2d 297 (Cal. 1988).
Isaacson v. California Ins. Guarantee Ass'n, 750 P.2d 297 (Cal. 1988). “) to establish a fund from which insureds could obtain financial and legal assistance in the event their insurers become insolvent, i.”
Mirpad, LLC v. California Ins. Guarantee Ass'n, 2005 Cal. Daily Op. Serv. 8456 (Cal. Ct. App. 2005). “” (Ins. Code, § 119.5.)’ [Citations.]” (Isaacson v.”
Berger v. California Ins. Guarantee Ass'n, 27 Cal. Rptr. 3d 583 (Cal. Ct. App. 2005). “[known as the Guarantee Act]) to establish a fund from which insureds could obtain financial and legal assistance in the event their insurers become insolvent, i.”
California Ins. Guarantee Ass'n v. Workers' Comp. Appeals Bd., 203 Cal. App. 4th 1328 (Cal. Ct. App. 2012). ““CIGA was created by legislation in 1969 ([Ins. Code,] § 1063 et seq.”
California Ins. Guarantee Ass'n v. Superior Court, 91 Cal. Daily Op. Serv. 5256 (Cal. Ct. App. 1991). “CIGA Is Not an Ordinary Insurer but Nonetheless Has Many of the Same Burdens CIGA was created by legislative act in 1969 (Ins.”
Biggs v. California Ins. Guarantee Ass'n, 126 Cal. App. 3d 641 (Cal. Ct. App. 1981). “” (Ins. Code, § 119.5.) Plaintiff Biggs, on April 21, 1975, notified CIGA of her claim against the Follies and of.”
Am. Re-Ins. Co. v. Ins. COM'N, ETC., 527 F. Supp. 444 (C.D. Cal. 1981). “” Cal.Ins.Code § 119.5. The duty to provide “insurance” implies that CIGA, and its members, were intended to bear some risk for the failure of the insolvent insurer to discharge its obligations.”
In Re Imperial Ins. Co., 157 Cal. App. 3d 290 (Cal. Ct. App. 1984). “(Ins. Code, § 119.5, 1063 et seq.) Funds for the payment of such claims are obtained by collecting premium payments from its members.”
Reed v. California Ins. Guarantee Ass'n, 200 Cal. App. 3d 1269 (Cal. Ct. App. 1988). “(Ins. Code, §§ 119.5, 1063 et seq.)’ [Citation.”
In Re Eldorado Ins. Co., 189 Cal. App. 3d 1149 (Cal. Ct. App. 1987). “) Each time an insurer becomes insolvent, CIGA collects premiums from each of the solvent member insurers for the payment of the "covered claims" of the insolvent insurer and for payment of costs of adjustment of claims.”
California Ins. Guarantee Ass'n v. Workers' Comp. Appeals Bd., 81 Cal. Comp. Cases 317 (Cal. Ct. App. 2016). “1 When Ullico became insolvent and was liquidated, responsibility for third party claims against it was assumed by the California Insurance Guarantee Association (CIGA), which the Legislature established in 1969 to protect against loss to insureds “arising from the failure of an…”
Bunner v. California Ins. Guarantee Ass'n, 157 Cal. App. 3d 290 (Cal. Ct. App. 1984). “(Ins. Code, § 119.5, 1063 et seq.) Funds for the payment of such claims are obtained by collecting premium payments from its members.”
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