How cited: Murphy v. Urso · Go Syfert

Murphy v. Urso (1981)

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green Littlefield v. Mcguffey (1992)
Rule Authority · 7th Cir. · 4 citations in this opinion
When a conflict of interest develops between an insurer and an insured, the insurer must decline to defend and, "[i]nstead of participating in the defense itself, ... must pay the costs of independent counsel for the insured." Murphy v. Urso, 88 Ill.2d 444, 452 , 58 Ill.Dec. 828, 831 , 430 N.E.2d 1079, 1082 (1981).
green Nat'l Continental Ins. Co. v. Nurbek Aiazbekov (2020)
Rule Authority · 6th Cir. · signal: cf.
Cf. Murphy v. Urso, 430 N.E.2d 1079, 1085 (Ill. 1981); Am.
green Joe Panfil v. Nautilus Insurance Company (2015)
Rule Authority · 7th Cir.
Murphy v. Urso, 88 Ill.2d 444 , 58 Ill.Dec. 828 , 430 N.E.2d 1079, 1082 (1981).
green Kevin Fox v. American Alternative Insurance (2014)
Rule Authority · 7th Cir.
Such a conflict may arise where an insurer is charged with providing a defense to multiple insureds whose interests are “diametrically opposed.” Williams, 295 Ill.Dec. 765 , 833 N.E.2d at 979 , see Murphy v. Urso, 88 Ill.2d 444 , 58 Ill.Dec. 828 , 430 N.E.2d 1079, 1083 (1981).
green Economy Fire & Casualty Co. v. Brumfield (2008)
Rule Authority · Ill. App. Ct. · 8 citations in this opinion
Murphy v. Urso, 88 Ill. 2d 444, 451 , 430 N.E.2d 1079, 1082 (1981); see also State Farm Fire & Casualty Co. v. Martin, 186 Ill. 2d 367, 371 , 710 N.E.2d 1228, 1230-31 (1999); Midwest Sporting Goods, 215 Ill. 2d at 155 , 828 N.E.2d at 1098 .
green Economy Fire & Casualty Company v. Brumfield (2008)
Rule Authority · Ill. App. Ct. · 8 citations in this opinion
Murphy v. Urso, 88 Ill. 2d 444, 451 , 430 N.E.2d 1079, 1082 (1981); see also State Farm Fire & Casualty Co. v. Martin, 186 Ill. 2d 367, 371 , 710 N.E.2d 1228, 1230-31 (1999); Midwest Sporting Goods, 215 Ill. 2d at 155 , 828 N.E.2d at 1098 .
green LaSalle National Trust, N.A. v. Schaffner (1993)
Rule Authority · N.D. Ill. · 5 citations in this opinion
Murphy v. Urso, 88 Ill.2d 444, 450 , 58 Ill.Dec. 828, 831 , 430 N.E.2d 1079, 1082 (1982); Maneikis, 655 F.2d at 824-25 .
green Allianz Insurance Co. v. Guidant Corp. (2005)
Rule Authority · Ill. App. Ct. · 2 citations in this opinion
Murphy v. Urso , 88 Ill. 2d 444, 455 (1981); Burnett v. Safeco Insurance Co. of Illinois , 227 Ill.
green Chandler v. Doherty (1998)
Rule Authority · Ill. App. Ct. · 2 citations in this opinion
Murphy v. Urso, 88 Ill. 2d 444, 451 , 430 N.E.2d 1079, 1082 (1981); Thornton, 74 Ill. 2d at 145 , 384 N.E.2d at 340 .
green Dix v. Rush-Copley Medical Center, Inc (2022)
Rule Authority · Ill. App. Ct.
Murphy v. Urso, 88 Ill. 2d 444, 462-63 (1981). ¶ 29 B.
green Joseph T. Ryerson & Son, Inc. v. Travelers Indemnity Co. of America (2021)
Rule Authority · Ill. App. Ct.
App. 3d 864, 872 (1992) (citing Murphy v. Urso, 88 Ill. 2d 444, 452-53 (1981)).
green Joseph T. Ryerson & Son, Inc. v. Travelers Indemnity Co. of America (2021)
Rule Authority · Ill. App. Ct.
App. 3d 864, 872 (1992) (citing Murphy v. Urso, 88 Ill. 2d 444, 452-53 (1981)).
green Consolidated Chassis Management LLC v. Northland Insurance Company (2020)
Rule Authority · N.D. Ill.
Id. (citing Murphy v. Urso, 430 N.E.2d 1079, 1083-84 (Ill. 1981)).
green Builders Concrete Services, LLC v. Westfield National Insurance Company (2020)
Rule Authority · N.D. Ill.
Ibid. (citing Murphy v. Urso, 430 N.E.2d 1079, 1083-84 (Ill. 1981)).
green Joseph T. Ryerson & Son, Inc. v. Travelers Indemnity Co. of America (2020)
Rule Authority · Ill. App. Ct.
App. 3d 864, 872 (1992) (citing Murphy v. Urso, 88 Ill. 2d 444, 452 (1981)).
green Apex Oil Co., Inc. V. Arrowood Indemnity Co. (2020)
Rule Authority · Ill. App. Ct.
App. 3d 731, 741 (2008) (quoting Murphy v. Urso, 88 Ill. 2d 444, 451 (1981)).
green Illinois Constructors Corp. v. United Fire & Casualty Co. (2019)
Rule Authority · Ill. App. Ct.
See American Family Mutual Insurance Co. v. Savickas, 193 Ill. 2d 378, 387 (2000) (“it is inappropriate to resolve a declaratory judgment action in such a manner as would bind the parties in the underlying litigation on any issues therein”); Murphy v. Urso, 88 Ill. 2d 444, 456 (1981) (same); CSR Roofing, 2015 IL App (1st) 142473, ¶ 55 (declining to address actual liability of additional insured because doing so “may tend to determine an issue crucial to the determination of …
same
green Bailey v. Graham Enterprises, Inc. (2019)
Rule Authority · Ill. App. Ct.
Id. citing Murphy v. Urso, 88 Ill. 2d 444, 463 (1981). 6 No. 1-18-1316 ¶ 23 We find that the trial court erred in striking the entirety of the statements contained in plaintiff’s affidavit.
green Westfield Insurance Co. v. West Van Buren, L.L.C. (2016)
Rule Authority · Ill. App. Ct.
App. 3d 533, 537 (1994) (citing Murphy v. Urso, 88 Ill. 2d 444, 455 (1981))), nothing in the trial court’s determination that the Condo Association’s complaint did not allege “property damage” within the meaning of the policy foreclosed the litigation of any issue of fact relevant to the Developer’s liability for faulty workmanship.
green Westfield Insurance Co. v. West Van Buren, L.L.C. (2016)
Rule Authority · Ill. App. Ct.
App. 3d 533, 537 (1994) (citing Murphy v. Urso, 88 Ill. 2d 444, 455 (1981))), nothing in the trial court’s determination that the Condo Association’s complaint did not allege “property damage” within the meaning of the policy foreclosed the litigation of any issue of fact relevant to the Developer’s liability for faulty workmanship.
green Skolnik v. Allied Property & Casualty Insurance Co. (2016)
Rule Authority · Ill. App. Ct.
Murphy v. Urso, 88 Ill. 2d 444, 463-64 (1981). ¶ 48 Premature Claim ¶ 49 Skolnik’s next argument closely relates to the issue of causation.
green Skolnik v. Allied Property & Casualty Insurance Co. (2016)
Rule Authority · Ill. App. Ct.
Murphy v. Urso, 88 Ill. 2d 444, 463-64 (1981). ¶ 48 Premature claim ¶ 49 Skolnik’s next argument closely relates to the issue of causation.
green Skolnik v. Allied Property & Casualty Insurance Co. (2015)
Rule Authority · Ill. App. Ct.
Murphy v. Urso, 88 Ill. 2d 444, 463-64 (1981). ¶ 47 Premature claim -16- 1-14-2438 ¶ 48 Skolnik’s next argument closely relates to the issue of causation.
green CitiMortgage, Inc. v. Sconyers (2014)
Rule Authority · Ill. App. Ct.
See Wanous v. Balaco, 412 Ill. 545, 547 (1952); Murphy v. Urso, 88 Ill. 2d 444, 462-63 (1981).
green CitiMortgage, Inc. v. Sconyers (2014)
Rule Authority · Ill. App. Ct.
See Wanous v. Balaco, 412 Ill. 545, 547 (1952); Murphy v. Urso, 88 Ill. 2d 444, 462-63 (1981).
green CitiMortgage, Inc. v. Sconyers (2014)
Rule Authority · Ill. App. Ct.
See Wanous v. Balaco, 412 Ill. 545, 547 (1952); Murphy v. Urso, 88 Ill. 2d 444, 462-63 (1981).
green Czapski v. Maher (2008)
Rule Authority · Ill. App. Ct.
App. 3d 721, 731 (2005), citing Murphy v. Urso, 88 Ill. 2d 444, 455 (1981); Burnett v. Safeco Insurance Co. of Illinois, 227 Ill.
green Czapski v. Maher (2008)
Rule Authority · Ill. App. Ct.
App. 3d 721, 731 (2005), citing Murphy v. Urso, 88 Ill. 2d 444, 455 (1981); Burnett v. Safeco Insurance Co. of Illinois, 227 Ill.
green Stoneridge Development Co. v. Essex Insurance (2008)
Rule Authority · Ill. App. Ct.
Otherwise, the insurer “is estopped from later raising policy defenses to coverage and is liable for the award against the insured and the costs of the suit, because the duty to defend is broader than the duty to pay.” Murphy v. Urso, 88 Ill. 2d 444, 451 (1981).
green Stoneridge Development v. Essex Insurance (2008)
Rule Authority · Ill. App. Ct.
Otherwise, the insurer "is estopped from later raising policy defenses to coverage and is liable for the award against the insured and the costs of the suit, because the duty to defend is broader than the duty to pay." Murphy v. Urso, 88 Ill. 2d 444, 451 (1981).
green Travelers Indem. Company v. Bally Total Fitness Holding Corporation (2006)
Rule Authority · N.D. Ill.
“Where the issues in an underlying suit and a declaratory judgment áction are separable, deciding the question of coverage in a collateral proceeding prejudices no party” (Murphy v. Urso, 88 Ill.2d 444 , 58 Ill.Dec. 828 , 430 N.E.2d 1079, 1084 (1981)), and thus can be adjudicated.
green Allianz Insurance v. Guidant Corp. (2005)
Rule Authority · Ill. App. Ct.
Murphy v. Urso, 88 Ill. 2d 444, 455 (1981); Burnett v. Safeco Insurance Co. of Illinois, 227 Ill.
green Association of Trial Lawyers Assur. v. Tsai (2004)
Rule Authority · Miss.
Id. at 639 (citing Murphy v. Urso, 88 Ill.2d 444 , 58 Ill.Dec. 828 , 430 N.E.2d 1079, 1082 (1981) & Thornton v. Paul, 74 Ill.2d 132 , 23 Ill.Dec. 541 , 384 N.E.2d 335, 340 (1978)).
green Utica Mutual Insurance v. David Agency Insurance (2004)
Rule Authority · N.D. Ill.
If a conflict of interest exists, the insurer ordinarily must pay the costs of independent counsel “instead of participating in the defense itself.” Murphy v. Urso, 88 Ill.2d 444, 451-52 , 58 Ill.Dec. 828 , 430 N.E.2d 1079, 1082 (1981).
green Lyons v. State Farm Fire & Casualty Co. Opinion corrected 6/17/04 (2004)
Rule Authority · Ill. App. Ct.
Ehlco Liquidating Trust , 186 Ill. 2d at 152 , 708 N.E.2d at 1135 ; Murphy v. Urso , 88 Ill. 2d 444, 451-52 , 430 N.E.2d 1079, 1082-83 (1981).
green Lyons v. State Farm Fire & Casualty Co. (2004)
Rule Authority · Ill. App. Ct.
Ehlco Liquidating Trust, 186 Ill. 2d at 152 , 708 N.E.2d at 1135 ; Murphy v. Urso, 88 Ill. 2d 444, 451-52 , 430 N.E.2d 1079, 1082-83 (1981).
green American Country Insurance Co. v. Williams Modified Upon Rehearing - replaces Opinion filed 1/24/03 (2003)
Rule Authority · Ill. App. Ct.
Murphy v. Urso , 88 Ill. 2d 444, 454 (1981).
green American Country Insurance v. Williams (2003)
Rule Authority · Ill. App. Ct.
Murphy v. Urso, 88 Ill. 2d 444, 454 (1981).
green Association of Trial Lawyers Assurance v. Martin Tsai (2002)
Rule Authority · Miss.
Id. at 639 (citing Murphy v. Urso, 430 N.E.2d 1079, 1082 (Ill. 1981) & Thornton v. Paul, 384 N.E.2d 335, 340 (Ill. 1978)).
green State Farm Fire & Casualty Co. v. Martin (1999)
Rule Authority · Ill.
ANALYSIS As this court has repeatedly held,“[w]hen a complaint against the insured alleges facts within or potentially within the scope of the policy coverage, the insurer taking the position that the complaint is not covered by the policy must defend the suit under a reservation of rights or seek a declaratory judgment that there is no coverage.” Clemmons v. Travelers Insurance Co. , 88 Ill. 2d 469, 475 (1981); Waste Management, Inc. v. International Surplus Lines Insurance…
green State Farm Fire & Casualty Co. v. Martin (1999)
Rule Authority · Ill.
ANALYSIS As this court has repeatedly held, “[w]hen a complaint against the insured alleges facts within or potentially within the scope of the policy coverage, the insurer taking the position that the complaint is not covered by the policy must defend the suit under a reservation of rights or seek a declaratory judgment that there is no coverage.” Clemmons v. Travelers Insurance Co., 88 Ill. 2d 469, 475 (1981); Waste Management, Inc. v. International Surplus Lines Insurance…
green Employers Insurance of Wausau v. Ehlco Liquidating Trust (1999)
Rule Authority · Ill.
Waste Management, Inc. v. International Surplus Lines Insurance Co. , 144 Ill. 2d 178, 207-08 (1991); Clemmons v. Travelers Insurance Co. , 88 Ill. 2d 469, 475 (1981); Murphy v. Urso , 88 Ill. 2d 444, 451 (1981); Thornton v. Paul , 74 Ill. 2d 132, 145, 159 (1978).
green Employers Insurance v. Ehlco Liquidating Trust (1999)
Rule Authority · Ill.
Waste Management, Inc. v. International Surplus Lines Insurance Co., 144 Ill. 2d 178, 207-08 (1991); Clemmons v. Travelers Insurance Co., 88 Ill. 2d 469, 475 (1981); Murphy v. Urso, 88 Ill. 2d 444, 451 (1981); Thornton v. Paul, 74 Ill. 2d 132, 145, 159 (1978).
green State Farm Fire & Casualty Co. v. Martin (1998)
Rule Authority · Ill. App. Ct.
See, e.g., Waste Management, Inc. v. International Surplus Lines Insurance Co., 144 Ill. 2d 178, 207-08 , 579 N.E.2d 322, 335 (1991); Murphy v. Urso, 88 Ill. 2d 444, 451 , 430 N.E.2d 1079, 1082 (1981).
green Illinois Tool Works Inc. v. Home Indemnity Co. (1998)
Rule Authority · N.D. Ill.
ITW correctly points out that when a conflict of interest develops between an insurer and an insured, the insurer must decline to defend and, "[flnstead of participating in the defense itself, ... must pay the costs of independent counsel for the insured.” Murphy v. Urso, 88 Ill.2d 444, 452 , 58 Ill.Dec. 828 , 430 N.E.2d 1079, 1082 (1981).
green HOME INS. CO. OF ILLIONS. v. Hooper (1998)
Rule Authority · Ill. App. Ct.
App. 3d at 807 , citing Murphy v. Urso, 88 Ill. 2d 444, 455 , 430 N.E.2d 1079, 1084 (1981).
green Employers Ins. of Wausau v. Ehlco Liquidating Trust (1997)
Rule Authority · Ill. App. Ct.
Murphy, 88 Ill. 2d at 452 , 430 N.E.2d at 1083 ("The starting point of analysis under either the general rule of estoppel or the exception is the same — the allegations of the complaint”); Peppers, 64 Ill. 2d at 193 , 355 N.E.2d at 28 ("In determining whether the insurer owes a duty to defend[,] *** it is the general rule that the allegations of the complaint determine the duty”); Federal Insurance Co. v. Economy Fire & Casualty Co., 189 Ill.
"The starting point of analysis under either the general rule of estoppel or the exception is the same — the allegations of the complaint”
green Employers Insurance Bureau v. Ehlco Liquidating Trust (1997)
Rule Authority · Ill. App. Ct.
Murphy , 88 Ill. 2d 444, 452 , 430 N.E.2d 1079, 1083 ("The starting point of analysis under either the general rule of estoppel or the exception is the same-the allegations of the complaint"); Peppers , 64 Ill. 2d 187, 193 , 355 N.E.2d 24, 28 ("In determining whether the insurer owes a duty to defend *** it is the general rule that the allegations of the complaint determine the duty"); Federal Insurance Co. v. Economy Fire & Casualty Co. , 189 Ill.
green MacK v. Ford Motor Co. (1996)
Rule Authority · Ill. App. Ct.
Murphy v. Urso, 88 Ill. 2d 444, 464 , 430 N.E.2d 1079, 1088 (1981).
green National Union Fire Insurance v. Thomas M. Madden & Co. (1993)
Rule Authority · N.D. Ill.
Murphy v. Urso, 88 Ill.2d 444, 455-56 , 58 Ill.Dec. 828, 833-34 , 430 N.E.2d 1079, 1084-85 (1981); Maryland Casualty Co. v. Peppers, 64 Ill.2d at 196-97 , 355 N.E.2d at 29-30 .