12 C.F.R. § 22.6

Required use of standard flood hazard determination form

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(a) Use of form. A national bank or Federal savings association shall use the standard flood hazard determination form developed by the Administrator of FEMA when determining whether the building or mobile home offered as collateral security for a loan is or will be located in a special flood hazard area in which flood insurance is available under the Act. The standard flood hazard determination form may be used in a printed, computerized, or electronic manner. A national bank or Federal savings association may obtain the standard flood hazard determination form from FEMA's Web site at www.fema.gov.

(b) Retention of form. A national bank or Federal savings association shall retain a copy of the completed standard flood hazard determination form, in either hard copy or electronic form, for the period of time the bank or savings association owns the loan.

Notes of Decisions

Cited in 2 cases, 1981–1984 · leading case: Mid-Am. Nat'l Bank v. First Sav. & Loan Ass'n, 737 F.2d 638 (7th Cir. 1984).

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Mid-Am. Nat'l Bank v. First Sav. & Loan Ass'n, 737 F.2d 638 (7th Cir. 1984). “12 C.F.R. §§ 22.6 and 523.29(e) require the notification pursuant to 42 U.”

Hofbauer v. Nw. Nat. Bank of Rochester, 547 F. Supp. 940 (D. Minnesota 1981). “12 C.F.R. § 22.6 . Defendant admits that it did not comply with the requirements of 12 C.”

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